Trading 212 Broker Review 2025

Trading 212 offers 3 account types [Invest, CFD, ISA], with the first one recommended for investing in stocks and ETFs. Margin call and stop-out levels are 45% and 25%, respectively. The maximum leverage across all accounts is 1:500, and FX trading fees range from 0.15% to 0.5%.

Company Information & Regulation

Trading 212 was founded in 2004 by Borislav Nediakov and Ivan Ashminov, with its headquarters nestled in the heart of London, United Kingdom.

What makes Trading 212 unique is its solid regulatory framework. The broker operates under the solid supervision of three major financial authorities:

• Financial Conduct Authority (FCA) in the UK
• Cyprus Securities and Exchange Commission (CySEC) in Cyprus
• Australian Securities and Investments Commission (ASIC) in Australia

The company is located at Aldermary House, 10-15 Queen Street, London, EC4N 1TX.

Client funds are protected by up to EUR 1 million in Lloyd’s indemnity insurance, exceeding typical retail investor protection standards.

Table of Features and Key Details

In this section of the review, as always, we will provide a table of the main specifications of Trading 212 as one of the forex brokers:

Trading Account Types

Trading 212 falls into the category of brokers with low variety in account types, offering 3 accounts.Account Specifics:

• Invest: Recommended for investing in stocks and ETFs, with more than 13,000 global symbols available
• ISA (Individual Savings Account): Tax-efficient investing for UK residents, available only for clients from Great Britain
• CFD: For trading CFDs on various markets such as Forex, indices, and more, with negative balance protection and FSCS government protection up to £85K

The minimum deposit starts at just $1 for the Invest account and $10 for the CFD account. This low barrier to entry makes it accessible for beginners and retail traders alike.

It's crucial to understand that CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Always ensure you fully understand the risks involved before trading CFDs.

Significant Benefits and Drawbacks

To give you a balanced view, let's explore the pros and cons of the brokerage:

Getting Started: How to Sign Up and Verify

To begin trading with Trading212, you need to create an account and verify your identity. This quick setup process connects you to one of the most accessible trading platforms in the market.

Registration involves selecting your country, securing your account, and activating it through email verification. Once complete, you’ll be ready to proceed with profile completion and KYC verification.

#1 Go to the Official Website

Visit the broker's official website and click on "Open Account" to access the registration form.

Click the Open Account button on the home page to start registration with Trading 212

#2 Fill Out the Registration Form

Complete the signup application and provide the following information:

• Country of residence
• Account type (e.g., Invest, CFD).
• Email address
• Password

#3 Confirm Your Email

Check your inbox and verify your email using the code or link sent by the platform.

#4 Complete KYC

To deposit and trade live, upload valid identity and address documents from your dashboard, such as:

• Proof of ID: Passport or National ID
• Proof of Address: Utility bill or Bank statement

Trading Platforms: Does It Support MetaTrader 4/5?

Trading 212 offers a proprietary trading platform that's available in both web and mobile versions. The platform features TradingView-powered charting with 100+ indicators and intuitive drawing tools.

You can choose a version based on your device and preferences, but the mobile applications should be faster. Access the software through the links below:

• Trading 212 Android
• Trading 212 iOS

While the proprietary platform is user-friendly and feature-rich for most traders, it's worth noting that Trading 212 doesn't support popular third-party platforms like MetaTrader 4 or 5. This could be a drawback for traders accustomed to these widely-used platforms.

Trading Commissions and Other Costs

Trading 212's fee structure in trading, payments, and other sections is competitive, but it's important to understand the nuances. Here's a lowdown of trading commissions based on the account type:

Other than the fees mentioned above, there are no costs for inactivity periods, deposits, and withdrawals. However, for $2,000+ deposits made via cards, Google Pay, Apple Pay, and other similar systems, a 0.7% fee is applied.

You can use a profit calculator tool to calculate a trade's outcome by taking fees into account.

Funding and Withdrawal Methods on Trading 212

It offers a variety of deposit and withdrawal options to provide versatility for its clients. These are the supported methods:

• Credit/Debit Cards: Visa, Visa Electron, MasterCard, Maestro
• E-Payment Systems: PayPal, Apple Pay, Google Pay, Skrill
• Bank Transfers: Wire Transfer

Available Copy Trading & Investment Options

While Trading 212 doesn't offer a traditional copy trading feature, unlike some other brokers, it does provide some interesting investment options.

You can earn daily interest without any limitations or minimum levels on your cash in the brokerage. The rate varies depending on the currency. Rates for some currencies:

• USD: 4.6%
• GBP: 5.17%
• EUR: 3.7%
• CAD: 3.5%
• HUF: 7%
• RON: 5%

In addition to this feature, there's a "Share Lending" service available, which works based on this process: the client lends shares to borrowers and receives interest in return.

While these features offer some level of automated investing, they don't quite match the sophistication of copy trading platforms offered by some competitors.

Trading Instruments and Markets

This section is where Trading 212 performs the best. It offers a truly wide array of more than 13,000 tradable instruments across various markets:

• Forex Market: Major, minor, and exotic pairs available
• Stocks: Access to stocks from major global exchanges
• ETFs: Wide selection of ETFs covering various sectors and markets
• Commodities: Precious metals (gold, silver), energy (oil, natural gas), agricultural products
• Indices: Popular symbols from markets around the world
• Treasury: US bonds

The broker also supports fractional share investing and “Pie” portfolios for automated and recurring investments. Cryptocurrency trading has been discontinued for retail clients, aligning with regulatory constraints in the UK.

It's worth noting that the availability of certain instruments may vary depending on your account type and geographical location.

Bonuses And Promotions

Based on our investigations while writing this review, Trading 212 doesn't currently offer any ongoing bonuses or promotions. This approach does not necessarily count as a drawback since promotional offers are not actual features; they are more of marketing tools.

Support Contact Methods And Working Hours

This brokerage provides customer support through several typical channels:

• Email: info@trading212.com
• Live Chat: Accessible through the personal account
• Ticket: Available on the website for everyone

Based on the available data, the customer support team is available 24/7. The lack of phone support and live chat option for unregistered traders could be a downside for some people.

Which Countries Are Restricted From Trading 212's Services?

The broker is available in many countries through three entities (Trading 212 UK Ltd., Trading 212 Markets Ltd., and Trading 212 AU PTY Ltd.), but there are some restrictions. Currently, the company does not accept clients from:

• United States
• Canada
• Japan
• Brazil
• Turkey
• Iran
• Cuba
• Sudan
• Syria
• North Korea

Note that this list might not contain all the banned regions.

Trust Scores & User Evaluations

Some websites, like Trustpilot and ForexPeaceArmy, are well-known sources for trust scores of companies. The brokerage has received mixed reviews across the mentioned platforms:

• Trading 212 Trustpilot: 4.6/5, based on more than 38,000 reviews, with +77% being 5-star

• ForexPeaceArmy: 2.6/5, only 65 reviews

Since the number of ratings on FPA is too low compared to those on Trustpilot, we cannot rely on them. Therefore, we can say that Trading 212 is trustworthy based on the reviews received from users.

Education Content On Trading 212 Broker

The company offers a range of educational resources, although not as extensive as some competitors. To be precise, the education offered by the broker is available in 3 main forms:

• "Learn" Page: Articles on investing, dividends, and other financial topics
• YouTube: Videos providing tips and tutorials
• Help Centre: FAQs on funds, account types, instruments, and so on

While these resources provide a solid foundation, especially for beginners, more advanced traders might find the content lacking in depth.

Research content on Trading 212 is limited but includes daily market analysis, an economic calendar, and a social sentiment feed.

You can also check TradingFinder's Forex education section for additional resources.

Trading 212 vs Top Forex Brokers

Let's see Trading 212 standing in the trading world compared to other industry players.

Conclusion And Final Words

Trading 212 charges no fee for deposits/withdrawals, except for $2,000+ payments made via cards, Google Pay, Apple Pay, etc., which is a 0.7% cost. The brokerage pays a daily interest on the cash balance, varying based on the currency; for example, it's 4.6% for USD and 3.7% for EUR.