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DEGIRO Broker Review 2025

DEGIRO Broker Review 2025
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Your Capital is at risk.
Company:DEGIRO
Founded:2008
Min Deposit:$0.01
Max Leverage:1
Headquarter:

Amsterdam

US Accepted:
Cost Calculator Access to 50 European exchanges BaFin Regulated

Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. According to the statistics of all exchanges and brokers, more than 75% of people lose!

Your Capital is at risk.

About
DEGIRO is a Netherlands-based broker that has been offering trading services since 2008. This broker offers trading services for various markets, including ETFs, stocks, bonds, futures, options, commodities, etc. DEGIRO has access to over 45 exchanges worldwide and has won more than 100 awards since its inception.
Contact
Rembrandt Tower - 10th floor, 1096 HA Amsterdam, The Netherlands
Rank and Score
Pros and Cons
Account Types
Platforms
Pros
Transparent fee structure
User-friendly trading platform suitable for beginners and experienced traders
low fees compared to traditional brokers
Access to over 45 exchanges across 30 countries
Cons
Currency conversion fees for foreign trades
No demo account available
Limited variety in asset types compared to some competitors
score of blog
5 From 5.0
(1)
Rate this post
8

DEGIRO charges 1 EUR as commission and another EUR as a handling fee for executing trades in the US stock market.

The financial brokerage has received over 100 international awards, including Best International Stock Broker 2025, Best Neo Broker 2024/25, and so on.

DEGIRO
DEGIRO review for futures, options, ETFs, and stock traders

DEGIRO Information and Regulation

DEGIRO's journey began in Amsterdam in 2008, but it wasn't until 2013 that the company started offering its stock brokerage services to retail investors.

Since then, DEGIRO has expanded its reach across Europe, now operating in 15 countries and serving over 3 million customers.

Key points about DEGIRO's regulatory status and company information include:

  • Regulated by the Netherlands Authority for the Financial Markets (AFM)
  • Under prudential supervision of De Nederlandsche Bank (DNB)
  • Primary regulation by the German financial regulator BaFin
DEGIRO BaFIN regulation
DEGIRO operates under BaFIN supervision

The broker’s website claims that they have received over 100 international awards for their financial services, including:

  • Best International Stock Broker 2025, Rankia (Italy)
  • Broker of the year award 2024, IEX Gouden Stier (The Netherlands)
  • Best Neo Broker 2024/25, Le Figaro (France)
  • Best Customer Service 2023-2024, Corriere della Sera (Italy)
  • And so on

DEGIRO’s head office is located at Rembrandt Tower - 10th floor, 1096 HA Amsterdam, The Netherlands.

DEGIRO Broker Summary

Here's a quick overview of what the Forex broker brings to the table:

Broker

DEGIRO

Account Types

N/A

Regulating Authorities

BaFIN, AFM, DNB

Based Currencies

Client's Country of Residence Currency

Minimum Deposit

$0

Deposit Methods

Bank Transfer

Withdrawal Methods

Bank Transfer

Minimum Order

N/A

Maximum Leverage

N/A

Investment Options

No

Trading Platforms & Apps

Proprietary Platform

Markets

Stocks, ETFs, Bonds, Commodities, Options, Funds

Spread

N/A

Commission

Varies by the Instrument, Starting from €0.75

Orders Execution

N/A

Margin Call/Stop Out

N/A

Trading Features

Access to 45 Markets Across 30 Countries, Cost Calculator

Affiliate Program

Yes

Bonus & Promotions

Transaction Fee Reimbursement

Islamic Account

No

PAMM Account

No

Customer Support Ways

Email, Phone

Customer Support Hours

Monday to Friday from 7am to 9pm

Restricted Countries

USA, UK, Countries Outside the EU Zone

DEGIRO Account Types Overview

The brokerage does not provide any details regarding the available account types on its website. We will keep you informed by updating this article as needed in the event of any changes.

Upsides and Downsides of DEGIRO Broker

DEGIRO charges fair commissions based on a transparent structure. Let's break down the other key advantages and disadvantages:

Advantages

Disadvantages

Access to over 45 exchanges across 30 countries

Currency Conversion Fees for Foreign Trades

Transparent Fee Structure

No Demo Account Available

Low Fees Compared to Traditional Brokers

Limited Variety in Asset Types Compared to Some Competitors

DEGIRO Registration & Verification Complete Guide

Setting up your DEGIRO account involves identity verification, tax compliance, and regulatorysteps aligned with European market standards.

You’ll need valid identification, a SEPA-zone bank account, and must meet DEGIRO’s residency and age criteria. Investors in U.S. equities must also submit a W-8BEN form.

#1 Sign-Up and Email Verification

Start by visiting DEGIRO’s official website. Register using your email, set a password, and confirm the verification link sent to your inbox.

DEGIRO account opening
Enter the necessary data to open an account in the DEGIRO broker

#2 Provide Personal and Tax Information

Enter full legal details—name, date of birth, contact number—and submit your tax identification information, required under KYC and AML regulations.

#3 Accept Terms and Choose Account Type

Review DEGIRO’s legal agreements and select the account type that fits your trading goals.

#4 Complete the Suitability Assessment

Take the appropriateness test to validate your investment knowledge before gaining full access to trading features.

DEGIRO Platforms

DEGIRO's has developed a proprietary trading platform that is available on mobile devices and web. Key features include:

  • Custom watchlists
  • Interactive charts and deep order books
  • Access to 45 markets
  • Secure login with Touch/Face ID and two-factor authentication
  • ESG ratings and analyst views for stock assessment
  • Intuitive interface for easy navigation and trading
  • Market news, economic calendars, and global market overviews

Download Links:

DEGIRO Commissions and Fees

DEGIRO has designed a specific fee model for each market. Here are the trading commissions on the broker:

Instrument

Commission

Handling Fee

US Shares

€1

€1

London stocks

£1.75

£1

Selected ETFs

€0

€1

Global ETFs

€2

€1

Options

€0.75

-

Bonds

€2

€1

DEGIRO fees overview
DEGIRO offers competitive fees for stocks and ETF trading

Additional fees to consider:

  • 25% currency conversion fee
  • Noinactivity fees, withdrawal fees, or custody fees

The broker does not provide any information regarding spreads, etc.

DEGIRO Deposit and Withdrawal

DEGIRO offers two primary methods for depositing funds:

  • Manual bank transfers
  • Direct deposit (SOFORT)

Important notes:

  • To make deposits, you will need to verify your identity first;
  • DEGIRO only allows deposits and withdrawals from/to accounts in your own name;
  • Bank transfers could take up to 3 business days;
  • If you encounter issues with transfers, contact DEGIRO support for assistance.

DEGIRO Investment Options Review

Based on our experts’ investigations, unlike some brokers, DEGIRO does not offer built-in copy trading, PAMM, or other features alike. If you are specifically looking for earning passive income, you should seek elsewhere.

Tradable Instruments and Assets on DEGIRO

DEGIRO provides access to over 45 markets in 30 countries, consisting of instruments in these categories:

  • Stocks
  • ETFs
  • Bonds
  • Options
  • Structured Products
  • Commodities
  • Futures

DEGIRO Promotions

Currently, the broker offers a transaction fee reimbursement promotion. For DEGIRO investment accounts that have been activated before June 30, 2025, the broker reimburses any commissions and fees up to 100 GBP for new clients until July 31, 2025.

The customers need to make their first deposit of at least£0.01 for this promotion.

DEGIRO Support channels

DEGIRO provides 2 main channels for customer support:

  • Email: clients@degiro.com (available 24/7)
  • Phone: +49 69 5060419 50 (Monday to Friday, 7 am to 9 pm CET)

Also, you can visit the broker in-person at Rembrandt Tower - 10th floor, 1096 HA Amsterdam, The Netherlands.

Per the reports and comments made by users, the customer service of this broker is quick at responding to inquiries.

DEGIRO Prohibited Countries

DEGIRO limits its services to traders in the European Union countries, and has banned traders from certain regions and countries from opening an account on this platform, including:

  • USA
  • UK
  • Other countries outside of the EU zone
DEGIRO broker restricted countries
U.S., U.K. and countries outside Eurozone cannot open an account in the DEGIRO broker

DEGIRO Reviews and Ratings

DEGIRO generally receives positive feedback from its users and evaluation platforms. Here are some ratings and scores:

DEGIRO Trustpilot score
DEGIRO has a 4.0 rating in Trustpilot website

On Trustpilot, approximately 20% of the reviews are 1-star, while more than 70% of the user ratings are 4- and 5-star.

The company has replied to over 85% of the negative reviews, with an average response time of 2 weeks.

DEGIRO Education Materials

DEGIRO provides educational resources through a section called “Investor's Academy”, covering topics such as:

  • Types of investors
  • What a broker is
  • Fundamental and complex financial products
  • Factors determining stock prices
  • Choosing your first investment
  • Order types
  • Diversification strategies
  • Long-term thinking
  • Creating an investment plan

It also offers deep knowledge about various trading strategies, including DCA, defensive investing, offensive investing, and so on. Furthermore, educational articles about various financial products, along with a Blog page, are provided.

DEGIRO Compared to Other Brokers

The table below compares the reviewed brokerage to its competitors in the industry:

Parameter

DEGIRO Broker

IC Markets Broker

XM Broker

LiteForex Broker

Regulation

BaFIN, AFM, DNB

FSA, CySEC, ASIC

ASIC, FSC, DFSA, CySEC

CySEC

Minimum Spread

N/A

From 0.0 Pips

From 0.6 Pips

From 0.0 Pips

Commission

Varies by the Instrument, Starting from €0.75

From $3

$0 (except on Shares account)

From $0.0

Minimum Deposit

None

$200

$5

$50

Maximum Leverage

1:1

1:500

1:1000

1:30

Trading Platforms

Proprietary

Metatrader 4, Metatrader 5, cTrader, cTrader Web, IC Markets Mobile

MT4, MT5, Mobile App

MetaTrader 4, MetaTrader 5, Mobile Proprietary App

Account Types

N/A

Standard, Raw Spread, Islamic

Micro, Standard, Ultra Low, Shares

Classic, ECN, Demo

Islamic Account

No

Yes

Yes

No

Number of Tradable Assets

N/A

2,250+

1400+

N/A

Trade Execution

N/A

Market

Market, Instant

Market

Expert Suggestion

As an online brokerage operating since 2008, DEGIRO offers trading in stocks, bonds, ETFs, commodities, and more products to residents in 30 countries.

Over 5,000 users have submitted their reviews for DEGIRO on Trustpilot with an average rating of 4 out of 5. Over 50% of the scores are 5-star.

FAQs

Is DEGIRO safe to use?

Yes, DEGIRO is regulated by multiple financial authorities, including AMF, BaFIN, and DNB.

Can I trade US stocks on DEGIRO?

Yes, DEGIRO offers access to the US stock markets.

Does DEGIRO charge inactivity fees?

No, DEGIRO does not charge inactivity fees.

Does DEGIRO offer a demo account?

No, DEGIRO does not currently provide a demo account. Traders must open a live account to access its platform and services.

Which countries are restricted from using the brokerage?

DEGIRO restricts services to traders outside the European Union, including the USA, UK, and non-EU countries. Only residents of EU member states can open an account.

What is DEGIRO’s minimum deposit requirement?

This broker has no minimum deposit requirement.

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