Ram Nisha

Reviewer:

Ram Nisha
Arjun  Mandal

Fact checker:

Arjun Mandal
Modified:

Currency.com Review 2025

Currency.com Review 2025
Company:Currency.com
Headquarter:

Gibraltar

Founded:2018
Coins:100
US Accepted:
Max Leverage:1:1
Crypto Buy/SellCrypto Wallet

Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. According to the statistics of all exchanges and brokers, more than 75% of people lose!

About
Currency.com is a Gibraltar-based CEX regulated by the country’s Financial Services Commission (FSC) and the Polish Financial Supervision Commission. The minimum withdrawal and exchange fee are $20 / €20 and 1%, respectively.
Contact
Unit 5.25, World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA
Rank and Score
Pros and Cons
User Levels
Pros
Limited support channels
User-friendly interface
Regulated platform
Great trust score
Cons
Limited asset offerings (100+)
Lack of advanced trading features (Spot market or Futures contracts)
No live chat feature
No copy trading, social trading, or API services
score of blog
5 From 5.0
(1)
Rate this post
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Currency.com provides access to 100+ cryptocurrencies for simple buy and sell with EUR and USD. The minimum deposit and minimum trade size are $20.

The exchange operates in 100+ countries, including Europe and the United States.

Currency.com; Exchange's Information and Regulation

Currency.com is a centralized global exchange with offices in the United States, Gibraltar, and Poland.

Currency.com
Currency.com, with 50+ employees, offers access to 100+ cryptocurrencies

The company was founded in 2018 by Vitaliy Kedyk, the former CEO. The exchange operates in more than 100 countries through two legal entities, including:

  • Currency Com EU Sp z o.o. incorporated in Poland (Company No. 529690593)
  • Currency Com Limited incorporated in Gibraltar (Company No. 117543)

The exchange is registered with the Financial Supervision Commission (FSC) of Poland under the number RDWW-1547 and the Gibraltar Financial Services Commission (FSC) with license number 25032.

Also, its legal operations are authorized under Presidential Decree No. 8, which enables registered entities to provide cryptocurrency-related services in Belarus legally.

Currency.com Key Offerings

The crypto exchange provides a regulated framework for cryptocurrency/fiatwallet services, transfer services, and buying/selling digital assets.

Exchange

Currency.com

Launch Date

2018

Levels

None

Trading Fees

1%

Restricted Countries

N/A

Supported Coins

100+

Futures Trading

No

Minimum Deposit

$20

Deposit Methods

Crypto, ACH, SWIFT, SEPA, Credit/Debit Cards

Withdrawal Methods

Crypto, ACH, SWIFT, SEPA, Credit/Debit Cards

Maximum Leverage

1:1

Minimum Trade Size

$20

Security Factors

Data Encryption, Multi-Signature Wallets, Secure Socket Layer (SSL) Technology, Regular security audits, Two-Factor Authentication (2FA)

Services

Crypto Buy/Sell, Crypto Wallet

Customer Support Ways

Email, Phone, Ticket

Customer Support Hours

N/A

Fiat Deposit

Yes

Affiliate Program

No

Orders Execution

Market

Native Token

No

Currency.com Exchange Upsides and Downsides

While trading with Currency.com has the advantage of supporting multiple fiat currencies (EUR and USD), the lack of a live chat feature can be disappointing.

Pros

Cons

Limited support channels

Limited asset offerings (100+)

User-friendly interface

Lack of advanced trading features (Spot market or Futures contracts)

Regulated platform

No live chat feature

Great trust score

No copy trading, social trading, or API services

Does Currency.com Offer User Levels?

When writing this Currency.com review, the exchange does not appear to offer a tiered user level system or fee reductions.

Instead, the platform provides a uniform experience for all users, focusing on delivering a comprehensive range of features and services.

Fees and Commissions

Currency.com implements a flat fee structure for the crypto exchange service and withdrawals. Note that all deposits are free of charge.

  • Exchange: 1% transaction fee in the account’s currency (USD or EUR)
  • Fiat Withdrawal: From €5 / $5
  • Crypto Withdrawal: Variable based on the digital asset

Currency.com Exchange Digital Assets

The platform has listed 100+ crypto assets for buy and sell with EUR and USD. Popular digital assets on Currency.com:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • XRP (XRP)
  • Tether (USDT)
  • Solana (SOL)
  • Binance Coin (BNB)
  • Sui (SUI)
  • Cardano (ADA)
  • Dogecoin (DOGE)
  • Tron (TRX)
  • Chainlink (LINK)
  • Toncoin (TON)
Currency.com Crypto Markets
A look at listed cryptocurrencies on Currency.com

Margin and Futures Trading on Currency.com

While the exchange offered access to margin and futures markets, at the time of writing this Currency.com review, the platform doesn’t support leveraged trading or perpetual instruments.

Currency.com Registration and KYC

To register with the exchange, you must be above 18 and undergo a comprehensive KYC verification process. There are 3 steps to the account creation and verification, and each will be explained in this section:

#1 Go to the Official Website

Visit the exchange’s genuine site, then find and click on "Sign Up". It will navigate you to the form.

#2 Fill Out the Form

Enter your email address and choose your country of residence, then set a password for your account in the registration form.

Afterwards, provide the verification code sent to your email. Also, verify your phone number via the OTC sent by SMS.

#3 Identity Verification

Now that you’ve created your account, you must provide supporting documents to access Currency.com's full features, including:

  • Identification Documents: Driver’s license, passport, ID card, or residence permit
  • Address Verification: Bank statement, utility bill, residence certificate, or tax statements

Does Currency.com Exchange Have Mobile Applications?

The lack of a dedicated mobile application is one of the biggest letdowns in this Currency.com review.

The exchange provides services via its web-based platform with access to real-time market data, account management, and a crypto wallet.

Currency.com Security Measures

The company has implemented various internal security measures and third-party integrations to protect clients’ funds and information, including:

  • Data encryption protocols
  • Multi-signature wallets
  • Secure Socket Layer (SSL) technology
  • Regular security audits
  • Mandatory two-factor authentication (2FA)

Client funds are held in segregated bank accounts that are entirely separate from the platform’s operational capital. Notably, Currency.com maintains full reserves, explicitly prohibiting the lending or rehypothecation of customer funds, even for margin trading purposes.

Currency.com Payment Methods

The exchange supports crypto and fiat payments for crypto buy and sell through various methods, including:

Payment Method

Min Deposit

Min Withdrawal

Withdrawal Fee

EUR (Domestic SEPA)

€20

€20

€5

EUR (International SWIFT)

€100

€250

0.1% min €50 max €250

USD (Domestic ACH/Wire)

$20

$20

$5

USD (International SWIFT)

$100

$250

0.1% min $50 max $250

Bitcoin

0.0001 BTC

0.0002 BTC

0.0001 BTC

Ethereum

0.003 ETH

0.008 ETH

0.002 ETH

USDT (ERC20)

10 USDT

20 USDT

5 USDT

USDC (ERC20)

10 USDC

20 USDC

5 USDC

Solana

0.01 SOL

0.1 SOL

0.01 SOL

Tron

1 TRX

50 TRX

1 TRX

The exchange also accepts Credit/Debit Card payments. However, the fee schedule is not disclosed on its website.

Currency.com Trust Scores

There are 2,028 Currency.com reviews on Trustpilot, most of which are positive, praising good customer support and the user-friendly interface.

82% of comments on the Currency.com Trustpilot profile are positive (4-star and 5-star) and only 12% are negative (1-star and 2-star), resulting in a score of 4.2 out of 5.

Currency.com Trustpilot
Currency.com has replied to 100% of negative reviews on its Trustpilot profile

Currency.com Features

Here, you can see a table of additional services provided by the discussed exchange:

Staking

No

Yield Farming

No

Social Trading

No

Liquidity Pool

No

Crypto Cards

No

Support Channels

Currency.com exchange provides user assistance primarily through a comprehensive Help Center and a ticket system.

  • Email: support@currency.com
  • Phone: 888-462-7202
  • Ticket: Through the “Contact Us” button from the “Help Center”

Does Currency.com Offer Investment and Growth Plans?

The exchange doesn’t offer crypto copy trading software, staking opportunities, or an affiliate program.

Currency.com primarily provides a platform for trading cryptocurrencies and tokenized assets rather than offering specific investment or growth plans.

Currency.com Exchange Restricted Countries

The platform offers services in 100+ countries but is prohibited in various countries due to regulatory requirements.

However, the Currency.com official website hasn’t disclosed a specific list of restricted jurisdictions.

Table of Comparison Between Currency.com and Major Exchanges

This section compares Currency.com with 4 of the main players in the crypto industry based on important parameters:

Parameters

Currency.com Exchange

HTX Exchange

MEXC Exchange

Binance Exchange

Number of Assets

100+

700+

+2,800

150+

Maximum Leverage

1x

200x

200x

125x

Minimum Deposit

$20

1 USDT

$1

$1

Spot Maker Fee

1%

0.0126% - 0.2%

0.05%

0.02% - 0.1%

Spot Taker Fee

1%

0.0218% - 0.2%

0.05%

0.04% - 0.1%

Mandatory KYC

Yes

Yes

No

Yes

Futures Trading

No

Yes

Yes

Yes

Mobile Application

No

Yes

Yes

Yes

Fiat Payment

Yes

No

Yes

Yes

Staking

No

Yes

Yes

Yes

Copy Trading

No

Yes

Yes

Yes

Writer's Opinion and Conclusion

Currency.com supports crypto buy/sell via various payment methods, including ACH, SWIFT, SEPA, and Credit/Debit Cards.

While SEPA and ACH withdrawals incur a $5 / €5 fee, SWIFT transfers come with a 1% commission. The exchange has a great score of 4.2 out of 5 on Trustpilot.

FAQs

What is the minimum deposit on Currency.com and how can users fund their accounts?

Currency.com requires a minimum deposit of $20. Users can fund their accounts through ACH, SEPA, SWIFT, crypto transfers, and credit/debit cards. For EUR and USD deposits, SEPA and ACH are suitable for domestic users, while SWIFT is used for international transfers. Notably, depositing funds is free, but withdrawals may incur fees depending on the method.

Does Currency.com support leveraged or margin trading?

No, Currency.com currently does not support leveraged or margin trading. While it had offered these services in the past, the exchange has discontinued them, now limiting all trades to 1:1 leverage, focusing purely on spot crypto trading.

Is Currency.com a regulated exchange?

Yes. Currency.com is regulated in multiple jurisdictions. It is registered with the Polish FSC (No. RDWW-1547) and the Gibraltar FSC (License No. 25032). It is also authorized under Presidential Decree No. 8 in Belarus, allowing it to legally provide crypto services in compliant countries.

Which countries are restricted from using Currency.com?

Although Currency.com operates in over 100 countries, the list of restricted jurisdictions is not publicly disclosed. Users are advised to attempt sign-up and check compliance during registration, as availability depends on local crypto regulations.

What cryptocurrencies are available for trading on Currency.com?

Currency.com offers access to 100+ cryptocurrencies, including major assets like Bitcoin (BTC), Ethereum (ETH), XRP, Tether (USDT), Solana (SOL), and Cardano (ADA). All assets are tradable against EUR or USD, providing fiat gateway support for international users.

Does Currency.com charge trading or withdrawal fees?

Yes. Currency.com uses a flat 1% trading fee on buy/sell orders. Fiat withdrawals start from $5 or €5, depending on the method. For crypto, fees vary by asset—for instance, withdrawing Bitcoin incurs a fee of 0.0001 BTC, while Ethereum has a 0.002 ETH fee.

What are the supported fiat deposit and withdrawal methods on Currency.com?

Currency.com supports ACH, SEPA, SWIFT, and credit/debit cards for fiat deposits and withdrawals. SWIFT transfers require higher minimums ($100/$250) and a 0.1% fee, capped at $250. ACH and SEPA offer lower limits and flat fees, making them cost-effective for smaller users.

Is KYC mandatory on Currency.com? What is required for verification?

Yes, KYC is mandatory. Users must verify their identity using government-issued documents (passport, ID card, driver’s license) and address proof (bank statement, utility bill, etc.). Full access to trading features is granted only after completing all verification steps.

Does Currency.com have a mobile app for trading?

No. Currency.com does not currently offer a mobile app. Trading is done exclusively via a web-based platform that is optimized for desktop and mobile browsers. This may limit convenience for users who prefer dedicated applications.

How secure is Currency.com in terms of user fund protection?

Currency.com uses multiple security layers including SSL encryption, multi-signature wallets, two-factor authentication (2FA), and segregated bank accounts. It does not lend or rehypothecate user funds, maintaining full reserves—enhancing fund security even in volatile markets.

Does Currency.com offer any staking, yield farming, or passive income tools?

No. Currency.com does not support staking, yield farming, or passive income programs. The platform focuses on direct trading services only, which may limit its appeal to users seeking DeFi-like returns or investment tools.

What makes Currency.com different from larger exchanges like Binance?

Currency.com emphasizes regulatory compliance and fiat integration, unlike Binance which offers extensive features like futures, staking, and margin trading. While Binance supports over 2,800 assets, Currency.com offers a more curated and compliant environment with 100+ cryptocurrencies and simple fiat ramps.

Does Currency.com provide any API, social trading, or copy trading tools?

No. The platform does not support API connectivity, social trading, or copy trading features. Traders looking for automation or community-driven strategies will need to explore other exchanges with advanced trading tools.

What is the typical user experience like on Currency.com?

Currency.com offers a user-friendly and intuitive web interface, ideal for beginners. It has received a Trustpilot score of 4.2/5, with 82% of reviews rated positively. However, some users have criticized the lack of live chat and limited features.

Are there any user tiers or VIP levels on Currency.com?

No. Currency.com treats all users equally with a flat fee model and no tier-based system. Unlike platforms offering lower fees for high-volume traders, Currency.com provides uniform pricing and features to all customers.

How can I contact Currency.com customer support?

Currency.com offers support via email (support@currency.com), phone (888-462-7202), and a ticket system through its Help Center. Live chat is not available, which might delay resolution for urgent issues.

What is the minimum trade size on Currency.com?

The minimum trade size is $20, regardless of the trading pair or asset. This makes the platform accessible for smaller retail traders and beginners looking to get started with crypto.

Can I buy crypto with a debit or credit card on Currency.com?

Yes. Currency.com allows crypto purchases via credit and debit cards. Although the exact fee structure for card payments isn’t disclosed, this option offers fast and convenient fiat-to-crypto conversion for new users.

Are funds held in segregated accounts on Currency.com?

Yes. Client funds are held in fully segregated bank accounts, separate from operational capital. This practice prevents the misuse of client deposits, even in the absence of lending or margin services.

Does Currency.com have an affiliate or referral program?

No. As of now, Currency.com does not offer any affiliate or referral incentives. The platform is focused on providing core trading services rather than promotional features.

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