Credit/Debit cards, Bank Transfer (SWIFT and SEPA), Cryptocurrencies, AstroPay, M-Pesa, PIX, SPEI, FPX, GrabPay, GCash, Apple Pay, Skrill, Neteller, Google Pay, R Pay, PayPal
“Innokent Isers” launched an exchange in the heart of Warsaw called Paybis, empower people to buy and sell crypto with fiat currencies. In this B2C and B2B exchange, over 80 currencies are available to trade.
Built-In Crypto Wallet, Crypto Calculator, Crypto Prices, Crypto Glossary are some of the features of Paybis.
Paybis Exchange Company Information & Regulation

Paybis is a well-established cryptocurrency exchange that has carved out a niche for itself in the competitive crypto market. Founded in 2014, the company has grown significantly, now serving customers across the globe. Here's what you need to know about Paybis's regulatory status and operational structure:
- Regulatory Compliance: Paybis is registered with the Financial Crimes Enforcement Network (FinCEN) of the United States, which speaks volumes about its commitment to legal and ethical operations;
- State-Level Approval: The exchange has secured permission to trade in 48 U.S. states, demonstrating its widespread acceptance within the country;
- Business Model: Paybis operates on both B2C (Business-to-Consumer) and B2B (Business-to-Business) models, catering to individual traders and corporate clients alike.
By adhering to strict regulatory standards and offering a diverse range of services, Paybis positions itself as a trustworthy and versatile option in the cryptocurrency exchange landscape.
Specifics Table
Paybis offers a straightforward platform for users to buy and sell cryptocurrencies. But What Are Their Features? Table below provides a clear vision from this exchange and its features:
Exchange | Paybis |
Launch Date | 2014 |
Levels | None |
Trading Fees | Starts from $2 |
Supported Coins | 80+ |
Futures Trading | No |
Minimum Deposit | $5 |
Deposit Methods | |
Withdrawal Methods | Credit/Debit cards, Bank Transfer (SWIFT and SEPA), Cryptocurrencies, AstroPay, M-Pesa, PIX, SPEI, FPX, GrabPay, GCash, Apple Pay, Skrill, Neteller, Google Pay, R Pay, PayPal |
Maximum Leverage | - |
Minimum Trade amount | $5 |
Security Factors | 2FA, SSL Encryption, Cold Storage, Regular Security Audits, KYC and AML Compliance |
Services | Built-In Crypto Wallet, Crypto Calculator, Crypto Prices, Crypto Glossary |
Customer Support Ways | Live Chat, Support Portal, Email |
Customer Support Hours | 24/7 |
Fiat Deposit | Yes |
Affiliate Program | Yes |
Orders Execution | No Information Provided |
Native Token | - |
Restricted Countries | Afghanistan, Belarus, Cuba, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan , Syria |
What Are Paybis Crypto Upside and Downsides?
When considering any cryptocurrency exchange, it's crucial to weigh its advantages and disadvantages.

Here's a balanced look at what Paybis brings to the table:
Pros | Cons |
User-Friendly Interface | Limited Crypto-To-Crypto Trading |
Wide Range of Payment Options | Higher Fees Compare to Other Exchanges |
Global Accessibility in Over 180 Countries | No Advanced Trading Features |
Regulatory Compliance [Registered with FinCEN] | - |
24/7 Customer Support | - |
Built-In Wallet [Launched In 2024] | - |
While Paybis excels in providing a straightforward platform for buying cryptocurrencies, especially for newcomers, it may not satisfy the needs of more advanced traders looking for sophisticated trading tools and lower fees.
Is There Any User Level in Paybis?
Unlike some cryptocurrency exchanges that offer tiered user levels with varying features and benefits, Paybis takes a more straightforward approach.
The platform does not implement a user-level system, which means all users have access to the same features and functionalities. This egalitarian approach can be seen as both a strength and a limitation.
Fees and Commissions
In line with the transparency of services and information, Paybis has provided complete information about its fees and revenue generation. During Paybis review, we found out that this exchange has considered 3 types of fees.
Deposit Fee
First-time credit card purchases are commission-free; afterward, a 2.4-4.5% fee applies. Purchases via bank transfers and other methods carry varying rates depending on region and currency.
Service Fee
Commission that Paybis earns for Facilitating the transactions. Each transaction has minimum service fee of 2 USD in this exchange. You can pay that in various fiats.
Network Fee
Commission that miners earn to confirm the transactions on the blockchain network. This fee depends on your chosen blockchain and apply to all transactions.
Always check the Paybis website for the most up-to-date fee information, as cryptocurrency exchange rates and fees can fluctuate.
How Many Coins Can I Trade in Paybis?
Paybis has positioned itself as a versatile cryptocurrency exchange by offering a wide array of tokens. With over 80 cryptocurrencies available, users have access to major coins and tokens. Paybis Coins:
Popular Cryptocurrencies:
- Bitcoin (BTC)
- Ethereum (ETH)
- Ripple (XRP)
- Litecoin (LTC)
- Bitcoin Cash (BCH)
Stablecoins:
- Tether (USDT)
- USD Coin (USDC)
- Dai (DAI)
DeFi Tokens:
- Uniswap (UNI)
- Chainlink (LINK)
- Aave (AAVE)
Other Altcoins:
- Dogecoin (DOGE)
- Cardano (ADA)
- Polkadot (DOT)
Is it Possible to Trade Futures and Margin on Paybis Exchange?
When it comes to advanced trading features like futures and margin trading, Paybis has nothing to say. They don’t support futures and margin trading. To trade these markets, you can use the exchanges below:
- Binance
- Coinbase
- CoinMetro
- KuCoin
- BingX
How to Register in Paybis Exchange? Step-by-Step Guide for Newbies!
The Paybis Registration is quick and secure. With just your email and mobile number, you can start exploring over 80 cryptocurrencies. Full platform access is granted after verifying both contact points.
#1 Start the Process
Go to the official Paybis homepage, click “Sign In”, then choose “Register” to begin account creation.

#2 Email Verification
Enter your email address and click “Continue.” Retrieve the 6-digit code sent to your inbox and input it on the website to confirm.

#3 Phone Number Confirmation
Provide your mobile number with the correct country code, accept the terms and privacy policy, then click “Continue.” Enter the SMS code to complete registration.
#4 Paybis Verification
Paybis enforces strict KYC and AML compliance, requiring users to verify their identity before initiating transactions.
The Paybis Verification typically takes under 15 minutes and involves uploading a government-issued ID and submitting a real-time selfie. This ensures platform integrity and regulatory alignment across supported regions.
Paybis Application

Paybis has developed its application to ensure that users can access their services conveniently across different devices. Paybis Platform s :
- Web Platform
- Paybis iOS
- Paybis Android
Key Features of Paybis Mobile Apps:
- Real-Time Price Tracking: Stay updated with live cryptocurrency prices;
- Portfolio Management: Monitor and manage your crypto holdings on the go;
- Quick Buy Option: Purchase cryptocurrencies with just a few taps;
- Currency Conversion: Convert between hundreds of currency pairs;
- 24/7 Support: Access customer support directly through the app;
- Secure Login: Utilize biometric authentication for added security;
- Push Notifications: Receive alerts on price changes and completed transactions.
What Are Paybis Crypto Security & Safety Measures?
Security is paramount in the world of cryptocurrency exchanges, and Paybis takes this aspect very seriously. Here's an overview of the robust security measures implemented by Paybis crypto exchange to protect user funds and information:
- Two-Factor Authentication (2FA): Mandatory for all accounts;
- SSL Encryption: All data transmitted between users and Paybis servers is encrypted;
- Cold Storage: The majority of user funds are stored in offline, cold wallets;
- Regular Security Audits: Conducted by third-party cybersecurity firms;
- KYC and AML Compliance: Strict verification processes to prevent fraud and illegal activities.
While Paybis implements these robust security measures, it's important for users to also practice good security habits, such as using strong, unique passwords and being cautious of phishing attempts. By combining platform security with user vigilance, Paybis aims to create a safe environment for cryptocurrency trading.
Payment Methods
Paybis offers 16 payment methods to cater to users from different countries and with various preferences. This flexibility is one of the platform's key strengths. Paybis Crypto Payment Methods:
- Credit/Debit cards
- Bank Ttransfer (SWIFT and SEPA)
- Cryptocurrencies
- AstroPay
- M-Pesa
- PIX
- SPEI
- FPX
- GrabPay
- GCash
- Apple Pay
- Skrill
- Neteller
- Google Pay
- R Pay
- Paypal
Paybis delivers fast transaction speeds, particularly for fiat-to-crypto conversions, with most purchases finalized in just a few minutes.
However, crypto-to-crypto transactions may depend on network congestion and blockchain confirmation times, which are beyond the platform’s control.
Trust Scores and Evaluations

When it comes to trust and reliability, Paybis Trustpilot rating of 4.0/5 stars based on over 24,000 reviews, makes the exchange stand out. Users praise the exchange for its:
- User-friendly interface
- Fast transaction times
- Wide variety of supported payment methods
While some customers have reported issues like account terminations or delayed refunds, it's worth noting that Paybis actively responds to negative reviews and works diligently to resolve customer concerns.
Paybis Features
Let's examine the availability of the advanced features in Paybis:
Staking | No |
Yield Farming | No |
Social Trading | No |
Liquidity Pool | No |
Crypto Cards | No |
Paybis Exchange Support: Working Hours and Contact Info

In Paybis review we discovered that this exchange offers 24/7 support via multiple communication channels to ensure users can get help when they need it:
- Live chat
- Support portal
For specific inquiries, Paybis provides dedicated email addresses:
- Business inquiries: business@paybis.com
- Referral program: webmaster@paybis.com
- Bug bounty and security issues: security@paybis.com
- Public relations: pr@paybis.com
- Blog-related matters: blog@paybis.com
Does Paybis Provide Copy Trading and Investment Options?
While Paybis excels in providing a user-friendly platform for buying, selling, and swapping cryptocurrencies, it's important to note that the exchange does not currently offer copy trading services or any advanced investment options such as staking or crypto loans. In ordet to copy trade, you can use the exchanges below:
- KuCoin
- Kraken
- Binance
What Countries Are Banned from Using Paybis?
Despite its global reach in over 180 countries, Paybis operates within regulatory constraints and is unable to serve users in certain jurisdictions.

The list of restricted countries includes:
- Afghanistan
- Belarus
- Cuba
- Iran
- Iraq
- Myanmar
- North Korea
- Russia
- Somalia
- South Sudan
- Sudan
- Syria
U.S. users can access the platform in most states, but local regulations may restrict functionality in select areas.
Paybis vs Other Exchanges
Here is a quick overview of Paybis compared to 3 popular exchanges; Paybis Comparison:
Features | Paybis Exchange | Binance Exchange | Bybit Exchange | |
Number of Assets | 90+ | 400+ | 1300+ | 2,800+ |
Maximum Leverage | - | 1:125 | 1:100 | 1:200 |
Minimum Deposit | $5 | $1 | Varies by Cryptocurrency | $1 |
Spot Maker Fee | Starts from $2 | 0.02% - 0.1% | 0.005% - 0.1% | 0.05% |
Spot Taker Fee | Starts from $2 | 0.04% - 0.1% | 0.015% - 0.1% | 0.05% |
Mandatory KYC | Yes | Yes | Yes | Yes |
Futures Trading | No | Yes | Yes | Yes |
Mobile Application | Yes | Yes | Yes | Yes |
Fiat Payment | Yes | Yes | Yes | Yes |
Staking | No | Yes | Yes | Yes |
Copy Trading | No | Yes | Yes | Yes |
Trading Finder Writer's Opinion and Conclusion
With $5 minimum deposit and $2 minimum commission, you can trade cryptocurrencies with over 150 fiats in Paybis. 2FA, SSL encryption and cold storage are some of the features of Paybis exchange. On the contrary, there is no news of futures, margin, staking, and copy trading.