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Paybis Review 2025

Paybis Review 2025
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Your Capital is at risk.
Company:Paybis
Headquarter:

Warsaw, Poland

Founded:2014
Coins:90
US Accepted:
Max Leverage:1:1
Built-In Crypto WalletCrypto GlossaryCrypto PricesCrypto Calculator

Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. According to the statistics of all exchanges and brokers, more than 75% of people lose!

Your Capital is at risk.

About
Paybis is registered with the U.S. FinCEN and operates across 48 U.S. states and 180+ countries. It supports 80+ cryptocurrencies, with a $5 minimum trade amount and 24/7 customer support. Paybis lacks advanced trading features such as futures or margin trading and imposes relatively higher fees.
Contact
Hoża 86/210, 00-682 Warsaw, Poland
Rank and Score
RegulationsCustomer SupportSpread &CommissionsPlatformsDeposit &WithdrawalAccountTypes
7.38Rank 24
Pros and Cons
User Levels
Pros
User-Friendly Interface
Wide Range of Payment Options
Global Accessibility in Over 180 Countries
Regulatory Compliance [Registered With FINCEN]
24/7 Customer Support
Built-In Wallet [Launched In 2024]
Cons
Limited Crypto-To-Crypto Trading
Higher Fees Compare to Other Exchanges
No Advanced Trading Features
score of blog
5 From 5.0
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Rate this post
3391

Innokent Isers” launched an exchange in the heart of Warsaw called Paybis, empower people to buy and sell crypto with fiat currencies. In this B2C and B2B exchange, over 80 currencies are available to trade.

Built-In Crypto Wallet, Crypto Calculator, Crypto Prices, Crypto Glossary are some of the features of Paybis.

Paybis Exchange Company Information & Regulation

Paybis Review
Paybis crypto started its work in Warsaw and registered with FinCEN

Paybis is a well-established cryptocurrency exchange that has carved out a niche for itself in the competitive crypto market. Founded in 2014, the company has grown significantly, now serving customers across the globe. Here's what you need to know about Paybis's regulatory status and operational structure:

  • Regulatory Compliance: Paybis is registered with the Financial Crimes Enforcement Network (FinCEN) of the United States, which speaks volumes about its commitment to legal and ethical operations;
  • State-Level Approval: The exchange has secured permission to trade in 48 U.S. states, demonstrating its widespread acceptance within the country;
  • Business Model: Paybis operates on both B2C (Business-to-Consumer) and B2B (Business-to-Business) models, catering to individual traders and corporate clients alike.

By adhering to strict regulatory standards and offering a diverse range of services, Paybis positions itself as a trustworthy and versatile option in the cryptocurrency exchange landscape.

Paybis CEO

Paybis is headed by CEO Innokenty Isers, who co-founded the company in 2014. Under his leadership, the exchange has grown into a trusted global platform serving millions of users across more than 180 countries.

Based on Innokenty Isers Crunchbase profile, he has focused on simplifying crypto-fiat transactions, ensuring regulatory compliance, and building a reputation for fast and secure service in the digital asset space.

Paybis CEO
Crunchbase profile of Innokenty Isers, the CEO of Paybis

Specifics Table

Paybis offers a straightforward platform for users to buy and sell cryptocurrencies. But What Are Their Features? Table below provides a clear vision from this exchange and its features:

Exchange

Paybis

Launch Date

2014

Levels

None

Trading Fees

 Starts from $2

Supported Coins

80+

Futures Trading

No

Minimum Deposit

$5

Deposit Methods

Credit/Debit cards, Bank Transfer (SWIFT and SEPA), Cryptocurrencies, AstroPay, M-Pesa, PIX, SPEI, FPX, GrabPay, GCash, Apple Pay, Skrill, Neteller, Google Pay, R Pay, PayPal

Withdrawal Methods

Credit/Debit cards, Bank Transfer (SWIFT and SEPA), Cryptocurrencies, AstroPay, M-Pesa, PIX, SPEI, FPX, GrabPay, GCash, Apple Pay, Skrill, Neteller, Google Pay, R Pay, PayPal

Maximum Leverage

-

Minimum Trade amount

$5

Security Factors

2FA, SSL Encryption, Cold Storage, Regular Security Audits, KYC and AML Compliance

Services

Built-In Crypto Wallet, Crypto Calculator, Crypto Prices, Crypto Glossary

Customer Support Ways

Live Chat, Support Portal, Email

Customer Support Hours

24/7

Fiat Deposit

Yes

Affiliate Program

Yes

Orders Execution

No Information Provided

Native Token

-

Restricted Countries

Afghanistan, Belarus, Cuba, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, South Sudan, Sudan , Syria

What Are Paybis Crypto Upside and Downsides?

When considering any cryptocurrency exchange, it's crucial to weigh its advantages and disadvantages.

Paybis Advantages
One of Paybis advantages is its 24/7 support

Here's a balanced look at what Paybis brings to the table:

Pros

Cons

User-Friendly Interface

Limited Crypto-To-Crypto Trading

Wide Range of Payment Options

Higher Fees Compare to Other Exchanges

Global Accessibility in Over 180 Countries

No Advanced Trading Features

Regulatory Compliance [Registered with FinCEN]

-

24/7 Customer Support

-

Built-In Wallet [Launched In 2024]

-

While Paybis excels in providing a straightforward platform for buying cryptocurrencies, especially for newcomers, it may not satisfy the needs of more advanced traders looking for sophisticated trading tools and lower fees.

Is There Any User Level in Paybis?

Unlike some cryptocurrency exchanges that offer tiered user levels with varying features and benefits, Paybis takes a more straightforward approach.

The platform does not implement a user-level system, which means all users have access to the same features and functionalities. This egalitarian approach can be seen as both a strength and a limitation.

Fees and Commissions

In line with the transparency of services and information, Paybis has provided complete information about its fees and revenue generation. During Paybis review, we found out that this exchange has considered  3 types of fees.

Deposit Fee

First-time credit card purchases are commission-free; afterward, a 2.4-4.5% fee applies. Purchases via bank transfers and other methods carry varying rates depending on region and currency.

Service Fee

Commission that Paybis earns for Facilitating the transactions. Each transaction has minimum service fee of 2 USD in this exchange. You can pay that in various fiats.

Network Fee

Commission that miners earn to confirm the transactions on the blockchain network. This fee depends on your chosen blockchain and apply to all transactions.

Always check the Paybis website for the most up-to-date fee information, as cryptocurrency exchange rates and fees can fluctuate.

Paybis first transaction fee
The first transaction doesn’t include any Paybis fees

How Many Coins Can I Trade in Paybis?

Paybis has positioned itself as a versatile cryptocurrency exchange by offering a wide array of tokens. With over 80 cryptocurrencies available, users have access to major coins and tokens. Paybis Coins:

Popular Cryptocurrencies:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Ripple (XRP)
  • Litecoin (LTC)
  • Bitcoin Cash (BCH)

Stablecoins:

  • Tether (USDT)
  • USD Coin (USDC)
  • Dai (DAI)

DeFi Tokens:

  • Uniswap (UNI)
  • Chainlink (LINK)
  • Aave (AAVE)

Other Altcoins:

  • Dogecoin (DOGE)
  • Cardano (ADA)
  • Polkadot (DOT)
Paybis coins
A preview of coins available on Paybis

Is it Possible to Trade Futures and Margin on Paybis Exchange?

When it comes to advanced trading features like futures and margin trading, Paybis has nothing to say. They don’t support futures and margin trading. To trade these markets, you can use the exchanges below:

  • Binance
  • Coinbase
  • CoinMetro
  • KuCoin
  • BingX

How to Register in Paybis Exchange? Step-by-Step Guide for Newbies!

The Paybis Registration is quick and secure. With just your email and mobile number, you can start exploring over 80 cryptocurrencies. Full platform access is granted after verifying both contact points.

#1 Start the Process

Go to the official Paybis homepage, click “Sign In”, then choose “Register” to begin account creation.

Paybis Registration
To start sign up process, click on “Register”

#2 Email Verification

Enter your email address and click “Continue.” Retrieve the 6-digit code sent to your inbox and input it on the website to confirm.

Email Verification at Paybis
Get a verification code from Paybis by inserting your email address

#3 Phone Number Confirmation

Provide your mobile number with the correct country code, accept the terms and privacy policy, then click “Continue.”

Paybis phone confirmation
Provide your mobile number to Paybis

Then, enter the SMS code to complete registration.

Paybis phone number code
Enter the code Paybis sent into the field and select “Continue”.

#4 Paybis Verification

Paybis enforces strict KYC and AML compliance, requiring users to verify their identity before initiating transactions.

The Paybis Verification typically takes under 15 minutes and involves uploading a government-issued ID and submitting a real-time selfie. This ensures platform integrity and regulatory alignment across supported regions.

How to Trade on Paybis

Buying, selling, or swapping cryptocurrencies on Paybis is extremely easy. To do so, follow these steps:

#1 Select Buy, Sell, or Swap

On the homepage of Paybis, you can choose whether you want to buy a cryptocurrency, sell it, or swap it. Simply click on one of the options.

Paybis buy, sell, swap
Select one of the options on the Paybis homepage

#2 Choose the Cryptocurrency

Now, based on the option you chose in the last step, you can choose the cryptocurrency you want to spend and receive.

Paybis swap coins
Choose the cryptocurrencies you want to spend or receive on the Paybis platform

#3 Enter the Amount

Now you need to enter the amount of cryptocurrency you want to spend or receive from Paybis.

Paybis trade amount
Enter the amount of the cryptocurrency on Paybis

#4 Finalize the Trade

To confirm the trade, simply click on “Buy”, “Sell”, or “Swap”. Also, you can enter a promo code to get a discount.

Paybis trade confirmation
Click on “Buy”, “Sell”, or “Swap” to confirm the trade on the Paybis exchange

Paybis Application

Paybis Application
Paybis application released for iOS and Android

Paybis has developed its application to ensure that users can access their services conveniently across different devices. Paybis Platforms:

Key Features of Paybis Mobile Apps:

  • Real-Time Price Tracking: Stay updated with live cryptocurrency prices;
  • Portfolio Management: Monitor and manage your crypto holdings on the go;
  • Quick Buy Option: Purchase cryptocurrencies with just a few taps;
  • Currency Conversion: Convert between hundreds of currency pairs;
  • 24/7 Support: Access customer support directly through the app;
  • Secure Login: Utilize biometric authentication for added security;
  • Push Notifications: Receive alerts on price changes and completed transactions.
Paybis mobile app
Paybis offers Android and iOS apps to mobile users

What Are Paybis Crypto Security & Safety Measures?

Security is paramount in the world of cryptocurrency exchanges, and Paybis takes this aspect very seriously. Here's an overview of the robust security measures implemented by Paybis crypto exchange to protect user funds and information:

  • Two-Factor Authentication (2FA): Mandatory for all accounts;
  • SSL Encryption: All data transmitted between users and Paybis servers is encrypted;
  • Cold Storage: The majority of user funds are stored in offline, cold wallets;
  • Regular Security Audits: Conducted by third-party cybersecurity firms;
  • KYC and AML Compliance: Strict verification processes to prevent fraud and illegal activities.

While Paybis implements these robust security measures, it's important for users to also practice good security habits, such as using strong, unique passwords and being cautious of phishing attempts. By combining platform security with user vigilance, Paybis aims to create a safe environment for cryptocurrency trading.

Paybis wallet security
Paybis uses security audits, internal training, and state-of-the-art tech to protect user wallets

Payment Methods

Paybis offers 16 payment methods to cater to users from different countries and with various preferences. This flexibility is one of the platform's key strengths. Paybis Crypto Payment Methods:

  • Credit/Debit cards
  • Bank Ttransfer (SWIFT and SEPA)
  • Cryptocurrencies
  • AstroPay
  • M-Pesa
  • PIX
  • SPEI
  • FPX
  • GrabPay
  • GCash
  • Apple Pay
  • Skrill
  • Neteller
  • Google Pay
  • R Pay
  • Paypal

Paybis delivers fast transaction speeds, particularly for fiat-to-crypto conversions, with most purchases finalized in just a few minutes.

Paybis payment methods
Some of the payment methods available on Paybis

However, crypto-to-crypto transactions may depend on network congestion and blockchain confirmation times, which are beyond the platform’s control.

Paybis Tether TRC20 Deposit Guide

Paybis Tether TRC20 deposit takes less than 3 minutes. Simply create a wallet, copy or scan the TRC20 address, and transfer funds from your personal wallet.

#1 Open the Wallet Section and Create a USDT Wallet

Follow the steps:

  1. Navigate to the “Wallet” section;
  2. Click “Add Wallet”;
  3. Search for USDT and select the Tron (TRC20) network;
  4. Name your wallet and click Create.
Paybis wallet creation
Create a new wallet on Paybis

#2 Click “Deposit” and Copy the Address

The steps include:

  1. Once the wallet is created, click “Deposit” to display your destination address;
  2. Copy the TRC20 address shown, or use the QR code for mobile transfers.
Paybis deposit address
Enter the wallet address for Paybis USDT payment

#3 Send Funds via Your Personal Wallet

To send funds using your wallet, follow these steps:

  1. Open your wallet app, select “TRC20 USDT”, and tap “Send”;
  2. Paste the destination address or scan the QR code;
  3. Enter the amount (minimum 5 USDT) and click “Next”, then “Confirm”;

Now, verify the key transaction details, including source, destination addresses, transaction fee, and total.

#4 View Balance and Transaction History

After a few minutes, check your wallet balance in Paybis. Make sure to visit the “History” section to track funding details and confirm your deposit.

Paybis deposit history
Monitor your transaction history from this Paybis page

Paybis USDT TRC20 Withdrawal Guide

Paybis USDT TRC20 Withdrawal is a simple 3-step process, allowing users to send Tether over the Tron blockchain network.

#1 Open the Wallet and Start the Withdrawal

Click on "Wallet" in the top navigation. Find your TRC20 Tether balance and press the "Send" icon to access the withdrawal form. Make sure your account has enough TRX to cover the network fee.

Paybis cash out
Access your Paybis wallet and initiate the withdrawal process

#2 Complete the Form and Confirm the Transaction

On the withdrawal page:

  • Paste the recipient’s Tether TRC20 address;
  • Enter the USDT amount;
  • Select a network fee option (higher speed = higher fee);
  • (Optional) Add a note;
  • Click the "Send USDT" button.
Paybis withdrawal form
Fill the Paybis withdrawal form with correct info

Review the transaction details, including timestamp, balances, and fee. Enter the 6-digit SMS code and press "Continue" to finalize the transfer.

Paybis withdrawal confirmation
Confirm the Paybis transfer by clicking on “Continue”

#3 Check Transaction Status in History

Click on "History" in the top menu. Filter by "Wallets" and "Tether (TRC20)" to see the latest transaction status.

Paybis withdrawal history
Monitor your latest transactions from Paybis’ History section

Trust Scores and Evaluations

Paybis Trustpilot
Paybis trust score in Trustpilot

When it comes to trust and reliability, Paybis Trustpilot rating of 4.0/5 stars based on over 24,000 reviews, makes the exchange stand out. Users praise the exchange for its:

  • User-friendly interface
  • Fast transaction times
  • Wide variety of supported payment methods

While some customers have reported issues like account terminations or delayed refunds, it's worth noting that Paybis actively responds to negative reviews and works diligently to resolve customer concerns.

Paybis Features

Let's examine the availability of the advanced features in Paybis:

Staking

No

Yield Farming

No

Social Trading

No

Liquidity Pool

No

Crypto Cards

No

Paybis Bonus

Paybis offers beneficial bonuses through its affiliate program and promo codes. Here are the details:

Bonus Type

What You Get

Referral & Affiliate

20% lifetime commission on all referred users’ transactions. Affiliates can earn up to 30% total via a multi-tier structure (+5% from sub-affiliates)

Promo Codes / Discounts

Active codes can grant 10–20% fee discounts, bonus crypto (e.g. +10%), or a $5 BTC bonus for small purchases

Paybis Referral & Affiliate Bonuses

When someone signs up using your referral link, you earn a 20% commission on every transaction they make. This applies whether you share your link with a few friends or run a full affiliate website.

Affiliates can take it a step further by building a network. In addition to the standard 20%, you can earn up to 30% in total through a multi-tier structure. For example, if you bring in new affiliates, you also receive 5% of the commission generated by their referrals.

Commissions are paid out monthly, either in Bitcoin or via SEPA bank transfer, with a minimum payout threshold of $50 USD.

Many referral campaigns also reward the people you invite, often by giving them no fees on their first transaction or other fee discounts.

Paybis affiliate program
Earn up to 30% commission through Paybis affiliate bonus

Promo Codes & Discounts

Paybis also runs limited-time promotions and coupon campaigns. These promo codes allow users to cut down on fees, earn bonus crypto, or even receive small Bitcoin rewards for qualifying transactions.

Codes are often shared through Paybis marketing channels, affiliates, or deal sites, and can be applied during checkout to unlock extra savings on top of standard bonuses.

Current offers include:

  • 20% off storewide with codes like “BSBST120
  • 15% off all purchases like “FRENZY10
  • 10% extra crypto on trades with “BSBST124
  • $5 BTC bonus for spending $5 using “BSBST101
Paybis promo codes
You can get fantastic Paybis bonuses through promo codes

Paybis Exchange Support: Working Hours and Contact Info

Support
To contact Paybis support you can use email or live chat

In Paybis review we discovered that this exchange offers 24/7 support via multiple communication channels to ensure users can get help when they need it:

  • Email
  • Live chat
  • Support portal

For specific inquiries, Paybis provides dedicated email addresses:

  • Business inquiries: business@paybis.com
  • Referral program: webmaster@paybis.com
  • Bug bounty and security issues: security@paybis.com
  • Public relations: pr@paybis.com
  • Blog-related matters: blog@paybis.com

Does Paybis Provide Copy Trading and Investment Options?

While Paybis excels in providing a user-friendly platform for buying, selling, and swapping cryptocurrencies, it's important to note that the exchange does not currently offer copy trading services or any advanced investment options such as staking or crypto loans. In ordet to copy trade, you can use the exchanges below:

  • KuCoin
  • Kraken
  • Binance

What Countries Are Banned from Using Paybis?

Despite its global reach in over 180 countries, Paybis operates within regulatory constraints and is unable to serve users in certain jurisdictions.

Paybis Restricted Countries
Full list of Paybis restricted countries

The list of restricted countries includes:

  • Afghanistan
  • Belarus
  • Cuba
  • Iran
  • Iraq
  • Myanmar
  • North Korea
  • Russia
  • Somalia
  • South Sudan
  • Sudan
  • Syria

U.S. users can access the platform in most states, but local regulations may restrict functionality in select areas.

Paybis vs Other Exchanges

Here is a quick overview of Paybis compared to 3 popular exchanges; Paybis Comparison:

Features

Paybis Exchange

Binance ExchangeBybit Exchange

MEXC Exchange

Number of Assets

90+400+1300+2,800+

Maximum Leverage

-1:1251:1001:200

Minimum Deposit

$5$1Varies by Cryptocurrency$1

Spot Maker Fee

 Starts from $20.02% - 0.1%0.005% - 0.1%0.05%

Spot Taker Fee

 Starts from $20.04% - 0.1%0.015% - 0.1%0.05%

Mandatory KYC

YesYesYesYes

Futures Trading

NoYesYesYes

Mobile Application

YesYesYesYes

Fiat Payment

YesYesYesYes

Staking

NoYesYesYes

Copy Trading

NoYesYesYes

Trading Finder Writer's Opinion and Conclusion

With $5 minimum deposit and $2 minimum commission, you can trade cryptocurrencies with over 150 fiats in Paybis.

2FA, SSL encryption and cold storage are some of the features of Paybis exchange. On the contrary, there is no news of futures, margin, staking, and copy trading.

FAQs

Is Paybis safe to use?

Yes, Paybis has a good reputation and a 4.0/5 Trustpilot rating, indicating it's generally safe and reliable.

Can I use Paybis in the USA?

Yes, Paybis operates in the USA, along with over 180 other countries worldwide.

What cryptocurrencies can I buy on Paybis?

Paybis supports 80+ cryptocurrencies to trade including Bitcoin.

Does Paybis offer margin or futures trading?

No, Paybis does not support margin or futures trading. It only facilitates simple buy/sell transactions with fiat currencies.

What are the deposit methods available on Paybis?

Paybis supports 16+ deposit methods, including credit/debit cards, bank transfers (SWIFT/SEPA), crypto, PayPal, AstroPay, M-Pesa, PIX, and more.

What is the minimum deposit required on Paybis?

The minimum deposit on Paybis is $5, making it accessible for users with smaller investment amounts.

What is the trading fee structure on Paybis?

Paybis charges service fees starting from $2, in addition to network and deposit fees depending on the payment method and region.

Does Paybis require KYC for account usage?

Yes, Paybis enforces mandatory KYC. Users must submit a government-issued ID and a selfie before making transactions.

Is Paybis available as a mobile app?

Yes, the Paybis mobile application is available for both iOS and Android, with real-time price tracking and secure biometric login.

Does Paybis offer a native token?

No, Paybis does not have a native token or any token-based rewards system.

How secure is Paybis for users?

Paybis uses 2FA, SSL encryption, cold storage, and third-party security audits to protect user data and assets.

Does Paybis provide 24/7 customer support?

Yes, Paybis offers 24/7 support through live chat, email, and a dedicated support portal.

What features are included in Paybis services?

Paybis includes a built-in crypto wallet, real-time crypto prices, a crypto calculator, and a comprehensive glossary.

Can I stake crypto assets on Paybis?

No, Paybis does not offer staking services or other passive income features like yield farming or liquidity pools.

What fiat currencies can I use on Paybis?

Paybis supports over 150 fiat currencies, enabling localized crypto purchases across more than 180 countries.

Are there any bonuses or promotions on Paybis?

As of now, Paybis does not offer deposit bonuses or promotional incentives for traders.

Can businesses use Paybis for crypto transactions?

Yes, Paybis supports B2B services, making it suitable for corporate crypto purchases alongside individual traders.

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