Paymium Review 2025

Paymium supports 10 cryptocurrencies and limit orders with a default maker/taker fee of 0.40%/0.60%. The exchange offers a €5 bonus and a temporary referral program with commissions of up to 30%.

Paymium; An Introduction to the Crypto Exchange 

Paymium claims to be the world’s first Bitcoin exchange still operating with more than 230,000 customers.

The company is a founding member of the Labchain consortium coordinated by Caisse des Dépôts. Paymium has acquired a Digital Asset Service Provider license from the French financial authority Autorité des Marchés Financiers (AMF) since 2021. Key features of Paymium:

• Backed by investment funds Newfund and Kima Ventures
• 318,000 BTC in trading volume as of 2021
• CEO and co-founder: Pierre Noizat
• Regulated by AMF under number E2021-011

Paymium Table of Specifications

Let's break down the key specifications of Paymium to give you a clearer picture of what this Crypto exchange offers:

Paymium Exchange Pros & Cons

Previously known as “Bitcoin Central”, the exchange offers an OTC desk for transactions over €50,000 and a €5 discount on the first crypto purchase. However, to have a balanced view, we must weigh Paymium’s advantages against its disadvantages.

Paymium User Levels

In this Paymium review, we must mention that the exchange has implemented a 9-level fee structure with volume-based fee reductions for Limit orders.

Paymium Trading and Non-Trading Costs

The exchange charges no inactivity fees effective as January 1, 2025 (except for accounts inactive for more than 3 years).

The commission for card payments can be up to 3.5%. Key points about Paymium fee structure:

Paymium Exchange Tradable Digital Assets

While Paymium may not offer the extensive list of cryptocurrencies found on some larger exchanges, it provides a solid selection of established digital assets. Here's a rundown of the cryptocurrencies currently supported on the platform:

• Bitcoin (BTC)
• Ethereum (ETH)
• Bitcoin Cash (BCH)
• Ethereum Classic (ETC)
• Litecoin (LTC)
• Basic Attention Token (BAT)
• BCIO (Paymium utility token)
• DAI (DAI)
• Euro CoinVertible (EURCV)
• USD Coin (USDC)

Does Paymium Support Futures Trading?

For traders interested in leveraged positions and futures contracts, it's important to note that the exchange does not offer futures trading at the time of writing this Paymium review. The platform focuses primarily on spot trading, particularly in the BTC/EUR pair.

Paymium Registration and KYC

As a regulated Digital Asset Service Provider (DASP), Paymium takes its Know Your Customer (KYC) and Anti-Money Laundering (AML) obligations seriously. Here's a step-by-step guide to the Paymium registration and verification process:

1. Visit the exchange’s official website;
2. Click “Sign up”;
3. Provide your email address and set a strong password;
4. Verify your email address;
5. Fill out the address form and provide your phone number;
6. Verify your phone number;
7. Upload proof of ID and proof of residence (utility bill, tax notice, or rent receipt).

Paymium Exchange App and Trading Platform

We must mention in this Paymium review, that the exchange offers both web-based and mobile trading platforms with access to TradingView charts and tools.

• Paymium Android
• Paymium iOS

Paymium Safety and Security

Paymium is registered as a DASP with AMF and offers various safety protocols to secure client funds, including:

• Cold storage
• Storing private keys on offline devices
• 2 factor authentication

Paymium Deposit and Withdrawal Methods

The exchange accepts fiat and crypto transactions. It processes EUR payments via SEPA transfers and Credit/Debit cards. Available cryptocurrencies for payments on Paymium:

• EURCV
• BAT (only withdrawal)
• BCH
• BCIO
• BTC
• DAI (only withdrawal)
• ETH
• USDC

The minimum EUR withdrawal amount is €10 with a €0.99 fee.

Paymium Trust Scores

While the Paymium Trustpilot profile has a great score, the CoinGecko experts has rated the platform as a poor exchange.

86% of Paymium reviews on Trustpilot are positive (4-star and 5-star) and only 13% of them are negative.

Paymium Exchange Support Channels

The company provides client assistance from Monday to Friday from 10am to 6pm through various channels, including email and a ticket system.

• Email: support@paymium.com
• Ticket: Through the client dashboard

Does Paymium Offer Growth or Investment Plans?

Offering a recurring buy plan and the BTC family investment plan is one of the upsides in this Paymium review.

• Recurring Buy Plan: Automated and regular purchases of Bitcoin
• Bitcoin Family Plan: Bitcoin savings dedicated to children under 18
• Referral Program: Up to 30% in commissions for affiliates

Note that the referral program is temporary and it’s not always available.

Restricted Countries on Paymium Exchange

As a regulated European exchange, Paymium offers services in Europe and some other regions like the United States, Singapore, and South Africa. However, the company has geographical restrictions, including:

• Afghanistan
• the Democratic Republic of the Congo
• Cuba
• Eritrea
• Ethiopia
• Iran
• Iraq
• Kenya
• North Korea
• Lebanon
• Libya
• Nigeria
• Sudan
• Syria

Writer’s Opinion and Conclusion

Paymium supports market orders with a standard fee of 1.49%. Transactions in stablecoins and EURCV/EUR trading pair have a commission of 0.90%. The exchange accepts SEPA and Credit Card payments with fees of €0.99 and 3.5%, respectively. The platform has a score of 4.4/5 on Trustpilot.