Arjun  Mandal

Writer:

Arjun Mandal
Rajesh  Sharma

Fact checker:

Rajesh Sharma
Modified:

ChangeNOW Review 2025

ChangeNOW Review 2025
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Your Capital is at risk.
Company:ChangeNOW
Headquarter:

Mahé, Seychelles

Founded:2017
Coins:1000
US Accepted:
Max Leverage:1:1
Crypto LoansAffiliateAPIDeFi SwapTelegram Bot

Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. According to the statistics of all exchanges and brokers, more than 75% of people lose!

Your Capital is at risk.

About
ChangeNOW offers multiple products, including a non-custodial exchange platform (requiring no sign up,) NOWTracker, Affiliate (a commission of 0.004 BTC for a trading volume of 1 BTC,) NOWPayments (Crypto transactions for businesses,) automated NOW token staking, and many more. The minimum amount for crypto purchases via fiat currencies is $50, and no KYC is required.
Contact
Euro House, Richmond Hill Road, Kingstown
Rank and Score
Pros and Cons
User Levels
Pros
A wide range of supported cryptocurrencies
User-friendly interface
Non-custodial service
Additional features like crypto loans and staking
Cons
Not available in certain countries
Higher fees for fiat-to-crypto purchases
No support for futures trading
score of blog
4.6 From 5.0
(5)
Rate this post
830

ChangeNOW offers access to 50,000+ currency pairs utilizing two rate models, including Classic and Fixed Rate flow.

The average exchange time is 5 minutes, and the minimum amount is set to $2. ChangeNow.io also provides Instant crypto loans with 23% APR and a 50% LTV.

ChangeNOW (Company Information and Regulation)

ChangeNOW
An instant crypto exchange with 5M+ clients

ChangeNOW operates as an entity of CHN Group LLC., registered in Saint Vincent and the Grenadines and founded on Oct 2, 2017. The platform offers seamless access to 1,000 cryptocurrencies for instant exchange and purchasing with fiat currencies.

 Key features of ChangeNOW:

  • Non-custodial service: Your funds remain under your control;
  • Daily exchange limits are up to $20,000;
  • No sign-up is required;
  • DeFi swaps are available with access to the decentralized liquidity of Uniswap and Pancakeswap.

Unlike traditional exchanges, ChangeNOW does not require mandatory registration or identity verification for most services. However, in select scenarios — such as fiat transactions or flagged activity — Know-Your-Customer (KYC) procedures may be enforced via its third-party compliance partner.

ChangeNOW.io Specifications

ChangeNOW has been integrated into crypto platforms like Binance, Bitfinex, HTX, OKEx, and Kucoin. What features make ChangeNow one of the top crypto exchanges?

Exchange

ChangeNOW

Launch Date

2017

Levels

None

Trading Fees

Classic and Fixed Flow Rate

Restricted Countries

Iran, Syria, Yemen, North Korea, China, Bangladesh, Afghanistan

Supported Coins

1000

Futures Trading

No

Minimum Deposit

$50

Deposit Methods

Visa/MasterCard, SEPA, UnionPay, Apple/Google Pay, Revolut, Swift, FasterPay, PIX, ACH, Crypto

Withdrawal Methods

Visa/MasterCard, SEPA, UnionPay, Apple/Google Pay, Revolut, Swift, FasterPay, PIX, ACH, Crypto

Maximum Leverage

1:1

Minimum Trade Size

$2

Security Factors

Non-custodial platform, AML mechanisms

Services

DeFi Swap, API, Listing, Crypto Loans, Wallet, Telegram Bot

Customer Support Ways

Online Chat, Ticket

Customer Support Hours

24/7

Fiat Deposit

Yes

Affiliate Program

Yes

Orders Execution

Market

Native Token

NOW

ChangeNOW Pros and Cons

As with any platform, ChangeNOW has its strengths and weaknesses. Let's weigh them to get a balanced look at the platform.

Pros

Cons

A wide range of supported cryptocurrencies

Not available in certain countries

User-friendly interface

Higher fees for fiat-to-crypto purchases

Non-custodial service

No support for futures trading

Additional features like crypto loans and staking

-

ChangeNOW User Levels

While the company doesn’t offer a traditional tiered user level structure, it has implemented a service called ChangeNOW Pro with the following key features:

  • Free registration for the VIP plan
  • NOW token cashback for each transaction (from 0.1%)
  • Access to off-chain swaps and lower fees
  • Automatic NOW token staking
ChangeNOW Pro
ChangeNOW Pro offers 3 different membership plans with access to unlimited loans and up to 0.2% cashback

ChangeNOW.io Fees Explained

The ecosystem performs as an instant exchange platform with a focus on providing lower-than-average fees and crypto services. It offers two exchange rate models, including:

  • Classic: Flexible rates due to fluctuations, market conditions, and network fees (you may receive more or less than expected)
  • Fixed: Protection against rate fluctuations by laying down a reserve amount

ChangeNOW Listed Coins

We must discuss the available tradable assets in this ChangeNOW review. The platform boasts an impressive array of 1,000 supported cryptocurrencies, including:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • Monero (XMR)
  • Ripple (XRP)
  • Binance Coin (BNB)
  • Polkadot (DOT)
  • USD Coin (USDC)

Does ChangeNOW Offer Margin and Futures Trading?

While ChangeNOW excels in cross-chain swaps and streamlined token listing, advanced trading features like margin and futures trading are not part of its current offerings.

Opening an Account and Completing ChangeNOW KYC

ChangeNOW registration is quick and frictionless. With just an email and a secure password, users can unlock access to a multi-asset crypto swap platform supporting over 250 coins. The entire sign-up and verification flow takes less than 5 minutes.

#1 Visit the Sign-Up Page

Start by heading to the ChangeNOW homepage and clicking on “Sign Up”. Alternatively, users can tap the “Open an Account” button available across the platform’s interface to initiate registration.

ChangeNOW sign up
Click on the button to get started with the exchange

#2 Enter Login Credentials

Submit your email address and set a strong password including:

  • Uppercase
  • Lowercase
  • Numbers
  • Symbols
ChangeNOW registration form
Fill out the form to sign up with ChangeNOW

Confirm acceptance of the platform’s Terms of Use, then click “Sign Up” to continue.

#3 Confirm Email and Access the Dashboard

A 6-digit verification code will be sent to your inbox. Enter the code in the provided field and hit “Submit”.

Once verified, you’ll be redirected instantly to your trading dashboard, where you can begin swapping crypto without delay.

#4 Go Through KYC

Provide proof of ID (Passport, driver’s license, residence permit, or ID card) and a selfie to verify your identity.

ChangeNOW.io Apps

The platform offers a suite of apps, from a dedicated wallet to a portfolio tracker, to enhance your crypto experience. The exchange provides access to TradingView charts through its WebTrader and mobile application. 

NOW Wallet

NOW Tracker

ChangeNOW

ChangeNOW Security Measures

The exchange is a non-custodial platform that doesn’t require users to register; therefore, your data and funds are safe. The platform also has implemented multiple AML mechanisms to identify and prevent fraudulent transactions.

Key security measures taken by ChangeNOW.io:

  • Advanced anti-fraud and AML mechanisms
  • Collaboration with external AML compliance providers
  • Non-custodial model to reduce hacking risks
  • Strong encryption protocols for data protection
  • Selective KYC and KYB checks for suspicious activities
  • Two Factor Authentication (2FA) integrated with Google Authenticator and Authy

ChangeNOW.io Deposit and Withdrawals

ChangeNOW Payment Methods
The minimum amount of crypto purchase via fiat currencies is set to $50

While the ecosystem provides crypto deposits and withdrawals, it has implemented multiple options to buy and sell crypto via fiat currencies.

fiat transactions are processed through Simplex, Transak, and Guardarian, offering multiple methods, including:

  • Visa/MasterCard
  • SEPA
  • UnionPay
  • Apple/Google Pay
  • Revolut
  • Swift
  • FasterPay
  • PIX
  • ACH

ChangeNOW Trust Score

User satisfaction is one of the most important topics in this ChangeNOW review. The exchange has garnered positive reviews across various platforms like TrustPilot. There are 11,355 reviews on ChangeNOW Trustpilot profile, scoring a 4.5/5 rating.

ChangeNOW TrustPilot
Almost 93% of ChangeNow reviews on TrustPilot are positive (4-star and 5-star)

ChangeNOW Features

This table goes through the additional offerings and products by the discussed exchange:

Staking

Yes

Yield Farming

No

Social Trading

No

Launchpool

No

Crypto Cards

No

ChangeNOW Crypto Exchange Customer Support

The dedicated support team is a key differentiator for ChangeNOW, ensuring users can get help whenever needed 24/7.

Email

support@changenow.io

Live Chat

Available on the official website

Ticket

Through the “Contact” page

Does ChangeNOW Offer Copy Trading Services or Any Investment Plans?

ChangeNOW itself does not offer built-in copy trading services or investment plans. However, it offers an automated staking service on its native token, NOW.

You will be enrolled in the program upon creating a ChangeNOW Pro account.

ChangeNOW.io Restricted Countries

While the platform strives to provide services globally, it has to meet certain regulatory requirements. Thus, it can’t provide services in certain countries and territories, including:

  • The United States
  • The United Kingdom
  • Iran
  • Syria
  • Yemen
  • North Korea
  • China
  • Bangladesh
  • Afghanistan
ChangeNOW Exchange Geo-Restrictions
A list of prohibited countries on the ChangeNOW crypto exchange

ChangeNOW Against Other Exchanges

The table below draws a comparison between the reviewed platform and some of the top players in the crypto industry:

Features

ChangeNOW Exchange

Deribit ExchangeCex.io ExchangeBitMEX Exchange

Number of Assets

1,000

30+166+110+

Maximum Leverage

1x

1:1001:101:100

Minimum Deposit

$50

$5 / 0.00001 BTC$510 USDT

Spot Maker Fee

Classic and Fixed Flow Rate

0%0.0% - 0.15%0.045% - 0.1%

Spot Taker Fee

Classic and Fixed Flow Rate

0%0.01% - 0.25%0.045% - 0.1%

Mandatory KYC

No

YesYesYes

Futures Trading

No

YesNoYes

Mobile Application

Yes

YesYesYes

Fiat Payment

Yes

NoYesNo

Staking

Yes

NoYesNo

Copy Trading

No

NoNoYes

Writer's opinion and conclusion

ChangeNOW has partnered with Binance, Bitfinex, and Edge wallet, providing a non-custodial ecosystem to exchange 1,000 cryptocurrencies.

You can trade with a minimum amount of $2 with access to decentralized liquidity of Uniswap and Pancakeswap.

ChangeNOW.io has gained a great trust score of 4.5/5 on TrustPilot and offers various services like Multichain Bridge for crypto and an Exchange Telegram Bot. The lack of Futures trading services are the biggest weakness in this ChangeNOW review.

FAQs

What is ChangeNOW and how does it work?

ChangeNOW is a non-custodial instant cryptocurrency exchange that allows users to swap over 1,000 crypto assets across 50,000+ pairs. It operates without requiring account registration or custody of user funds. The platform facilitates fast exchanges (average time: 5 minutes) using Classic and Fixed Rate models to give users flexible or stable conversion options.

Does ChangeNOW require KYC?

ChangeNOW does not require mandatory KYC for most crypto-to-crypto swaps. However, in certain cases—such as fiat-related transactions, large transfers, or suspicious behavior—KYC may be enforced via a third-party compliance partner. Verification involves providing a government-issued ID and a selfie.

How many cryptocurrencies are supported on ChangeNOW?

ChangeNOW supports over 1,000 cryptocurrencies, including major coins like BTC, ETH, USDT, XRP, BNB, and many smaller altcoins. The wide selection enables access to more than 50,000 trading pairs, making it one of the most versatile exchanges in terms of asset coverage.

What is the minimum amount for trading or conversion?

The minimum trade size on ChangeNOW is just $2, making it accessible even to small-scale users. For fiat purchases, however, the minimum deposit starts at $50, depending on the payment provider used.

What is the difference between Classic and Fixed rate exchanges?

Classic rate allows flexibility with market movements—users may receive slightly more or less depending on real-time prices. Fixed rate locks in the price at the start of the transaction, shielding users from market fluctuations but requiring reserve liquidity.

Which countries are restricted from using ChangeNOW?

ChangeNOW restricts access to users in certain countries due to regulatory issues. These include: United States, United Kingdom, Iran, Syria, Yemen, North Korea, China, Bangladesh, and Afghanistan.

Can I buy crypto with fiat on ChangeNOW?

Yes, ChangeNOW supports fiat-to-crypto purchases using providers like Simplex, Transak, and Guardarian. Supported payment methods include Visa/MasterCard, Apple Pay, SEPA, SWIFT, UnionPay, PIX, and ACH.

Is ChangeNOW safe and secure?

ChangeNOW is non-custodial, meaning it doesn’t store user funds. It uses advanced AML mechanisms, encryption, selective KYC, and two-factor authentication (2FA) for enhanced security. The exchange also collaborates with external compliance providers to combat fraud.

What are the fees on ChangeNOW?

ChangeNOW’s fees vary based on the selected rate model. Classic rate involves flexible fees based on market conditions and network costs, while Fixed rate includes a buffer to protect from price volatility. The platform emphasizes competitive and transparent pricing, with no hidden charges.

Does ChangeNOW offer staking or passive income options?

Yes, staking is available for the platform’s native NOW token, particularly through the ChangeNOW Pro membership. Users earn cashback (up to 0.2%) and benefit from automatic staking when using the service. However, yield farming and traditional investment plans are not offered.

Is there a mobile app for ChangeNOW?

Yes, ChangeNOW offers a mobile app for Android and iOS, along with other applications like NOW Wallet, NOW Tracker, and desktop tools. These provide access to instant swaps, portfolio management, and TradingView charts.

What is ChangeNOW Pro and what are its benefits?

ChangeNOW Pro is a loyalty program offering free VIP registration, cashback in NOW tokens, lower exchange fees, access to off-chain swaps, and unlimited crypto loans. It’s tailored for high-frequency users seeking additional benefits.

How long does it take to complete a swap on ChangeNOW?

The average exchange time on ChangeNOW is around 5 minutes, depending on the blockchain network conditions. Some assets may require more confirmations, causing occasional delays.

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