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FXIFY Review 2025

FXIFY Review 2025
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Company:

FXIFY

Founded:2023
Headquarter:London, United Kingdom
Min Price:$59
Max Fund:$4,000,000
Challenges:5
News tradingEA and copy trading90% profit split

Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. According to the statistics of all exchanges and brokers, more than 75% of people lose!

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About
FXIFY offers 1-phase, 2-phase, and 3-phase challenges to help traders access significant trading capital of up to $400k. The platform challenge prices range between $59 and $1,999.
Contact
New Broad Street House, 35 New Broad Street, London, United Kingdom, EC2M 1NH
Rank and Score
RegulationsCustomer SupportSpread &CommissionsPlatformsDeposit &WithdrawalAccountTypes
8.3Rank 17
Pros and Cons
Withdrawal Payments
Instruments
Pros
Up to $400,000 funding
High profit split (up to 90%)
Allows EAs, copy trading, and news trading
Allows trading over 300 instruments
Cons
Relatively new firm
Higher profit targets compared to some competitors
No educational resources

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    FXIFY is a UK-based prop trading platform founded by Peter Brown and David Bhidey. This platform provides funded accounts ranging from $10,000 to $400,000 to professional Forex traders, with up to a 90% profit split.

    FXIFY accounts have spreads from 0.0 pips and $6 commission on stock CFDs.

    FXIFY review
    FXIFY review for professional Forex traders

    FXIFY Company Overview

    FXIFY is a relatively new player in the proprietary trading arena, but it's already making waves with its innovative approach to trader evaluation and funding.

    Founded by industry veterans Peter Brown and David Bhidey, the prop firm has set out to create a platform that caters to traders of all experience levels. Key features of FXIFY include:

    • Founded in April 2023
    • Based in London
    • Partnership with reputable broker FXPIG
    • Support for MetaTrader 4 and MT5 trading platforms
    • Various funding programs

    FXIFY CEO

    FXIFY was co-founded by David Bhidey and Peter Brown, who combined their expertise in e-commerce, technology, and trading to launch the firm.

    While they played a central role in building FXIFY into a leading prop trading company, it is not publicly clear who currently serves as the CEO.

    • David Bhidey: Tech and e-commerce entrepreneur, transitioned into trading; co-founded FXIFY after experience at FXPIG;
    • Peter Brown: Marketing and e-commerce expert, merged digital strategy with trading; drives FXIFY’s growth.

    FXIFY Prop Firm Specifications Summary

    FXIFY has unique features that make it stand out:

    Account currency

    N/A

    Minimum price

    $39

    Maximum leverage

    1:50

    Maximum profit split

    90%

    Instruments

    Forex, metals & oils, indices, stocks, crypto

    Assets

    Gold, EUR/USD, S&P 500

    Evaluation steps

    1 phase, 2 phase, 3 phase, Instant Funding, Lightning

    Trading platform

    MT4, MT5, DXtrade

    Withdrawal methods

    Rise

    Maximum fund size

    $4,000,000

    First profit target

    10%

    Maximum daily loss

    5%

    Challenge time limit

    No

    News trading

    Yes

    Maximum total drawdown

    10%

    Trading platforms

    MT4, MT5

    Commission Per Round lot

    $6 per lot

    Trustpilot score

    4.3/5

    Payout frequency

    Bi-weekly

    Established country

    United Kingdom

    Established year

    2023

    FXIFY Pros and Cons

    When considering FXIFY as your prop trading partner, it's essential to weigh both the advantages and potential drawbacks. Here's a balanced look at what FXIFY brings to the table:

    Pros

    Cons

    Up to $400,000 funding

    Relatively new firm

    High profit split (up to 90%)

    Higher profit targets compared to some competitors

    Allows EAs, copy trading, and news trading

    No educational resources

    Allows trading over 300 instruments

    FXIFY Funding & Price

    FXIFY provides 5 different types of challenges (including instant funding), to cater to all prop traders’ needs. FXIFY evaluation prices:

    Funding Size

    One-Phase

    Two-Phase

    Three-Phase

    Instant Funding

    Lightning

    $1,000

    -

    -

    -

    $69

    -

    $2,500

    -

    -

    -

    $119

    -

    $5,000

    $59

    $59

    $39

    $229

    $59

    $10,000

    $89

    $89

    $59

    $449

    -

    $15,000

    $119

    $119

    $79

    -

    -

    $25,000

    $199

    $199

    $149

    $899

    $119

    $50,000

    $379

    $379

    $249

    $1749

    $209

    $100,000

    $549

    $549

    $399

    -

    $399

    $200,000

    $1,049

    $1,049

    $799

    -

    -

    $400,000

    $2,950

    $2,950

    $1,599

    -

    -

    FXIFY Prop Sign-up and Verification

    To begin trading on funded accounts, traders must first complete the FXIFY registration process.

    #1 Visit the Official FXIFY Website

    Navigate to the FXIFY homepage and click the “Log in” or “Open an Account” button to begin registering.

    FXIFY sign-up homepage
    FXIFY sign-up on the landing page

    #2 Activate the Sign-Up Form

    Select the “Sign Up” option to access the registration interface.

    FXIFY sign-up page
    Reaching the FXIFY account setup form through the "Sign Up" button

    #3 Submit Your Details

    Provide the following information:

    • Full name
    • Date of birth
    • Country of residence
    • Username and email
    • Strong password (with uppercase, lowercase, numbers, and symbols)
      Then, confirm your agreement with FXIFY's Terms and Conditions.
    Input fields for FXIFY account creation
    FXIFY sign-up form fields for personal and contact details

    Traders must also note that verification is necessary to unlock withdrawals in the FXIFY prop firm. To do so, traders must provide a valid government-issued ID card and a utility bill or bank statement as proof of address.

    FXIFY Prop Firm Evaluation Phases Complete Guide

    It’s time to review 1-phase, 2-phase, 3-phase evaluation, Instant Funding, and Lighting challenges in our FXIFY Prop Firm review. Here's a breakdown of the evaluation rules:

    FXIFY One-Phase Evaluation

    The One-Phase Program offers traders funding from $10,000 up to $400,000 with clear and achievable rules. With a 10% profit target, 5% daily loss limit, and up to 90% profit split, it provides flexibility and growth potential.

    Funding amount

    $10k

    $15k

    $25k

    $50k

    $100k

    $200k

    $400k

    Profit target

    10%

    Daily loss limit

    5%

    Max trailing drawdown

    6%

    Drawdown type

    Trailing

    Minimum trading days

    5

    Maximum trading days

    Unlimited

    Performance split

    Up to 90%

    Leverage

    1:50

    Refundable Fee

    $85

    $115

    $199

    $375

    $499

    $999

    $1999

    This evaluation is designed for traders who want to get funded as quickly as possible.

    FXIFY 1-phase program
    FXIFY 1-phase program fees and features

    FXIFY Two-Phase Evaluation

    The Two-Phase Program offers traders funding from $10,000 to $400,000, with a structured two-step challenge requiring a 10% profit target in phase one and 5% in phase two, combining flexibility, discipline, and profit splits up to 90%.

    Funding amount

    $10k

    $15k

    $25k

    $50k

    $100k

    $200k

    $400k

    Profit target step 1

    10%

    Profit target step 2

    5%

    Daily loss limit

    5%

    Max drawdown

    10%

    Drawdown type

    Static

    Minimum trading days

    5

    Maximum trading days

    Unlimited

    Performance split

    Up to 90%

    Leverage

    1:50

    Refundable Fee

    $85

    $115

    $199

    $375

    $499

    $999

    $1999

    The 2-phase evaluation offers a standard approach for professional Forex to become a funded trader.

    FY 2-phase program
    FXIFY 2-phase program fees and features

    FXIFY Three-phase Evaluation

    The Three-Phase Program provides traders with funding from $10,000 to $400,000, requiring profit targets of 10%, 5%, and 5% across three stages. With static drawdown, unlimited trading days, and up to 90% profit split, it promotes steady and consistent growth.

    Funding amount

    $10k

    $15k

    $25k

    $50k

    $100k

    $200k

    $400k

    Profit target step 1

    10%

    Profit target step 2

    5%

    Profit target step 3

    5%

    Daily loss limit

    5%

    Max drawdown

    10%

    Drawdown type

    Static

    Minimum trading days

    5

    Maximum trading days

    Unlimited

    Performance split

    Up to 90%

    Leverage

    1:50

    Refundable Fee

    $85

    $115

    $199

    $375

    $499

    $999

    $1999

    The 3-phase evaluation takes the longest to complete, but ensures a trader can have consistent trading results.

    FXIFY 3-phase program
    FXIFY 3-phase program fees and features

    FXIFY Instant Funding

    The Instant Funding program gives traders direct access to funded accounts with zero evaluation steps.

    Offering up to 90% profit split, 1:50 leverage, and an 8% trailing drawdown, it’s designed for professionals seeking fast capital and seamless execution on MetaTrader 5 or DXtrade.

    Parameter

    Instant Funding

    Profit Target

    -

    Daily Loss Limit

    8%

    Maximum Trailing Drawdown

    8%

    Profit Split

    Up to 90%

    Maximum Leverage

    1:50

    Trading Platform

    MetaTrader 5 or DXTrade

    The instant funding model is perfect for traders who want to get funded as soon as possible, without passing evaluation challenges.

    FXIFY Instant Funding Program
    FXIFY Instant Funding program key features and takeaways

    FXIFY Lightning Challenge

    The Lightning program offers traders a fast-track funding option with just one evaluation step.

    Featuring a $100K account, up to 90% profit split, 1:30 leverage, and mandatory stop-loss, it ensures disciplined risk management while enabling accelerated access to capital.

    Parameter

    Lightning Challenge

    Profit Target

    5%

    Daily Loss Limit

    3%

    Maximum Trailing Drawdown

    4%

    Profit Split

    Up to 90%

    Maximum Leverage

    1:30

    Minimum Trading Days

    3 Days

    Maximum Trading Days

    7 Days

    Consistency Rule

    30%

    The lighting challenge provides a fast-paced evaluation that allows traders to get funded as high as $100,000.

    FXIFY Lightning Program
    Trading conditions and evaluation rules on the FXIFY Lightning program

    FXIFY Bonuses and Discounts

    FXIFY offers an attractive affiliate program that offers various bonuses and discounts to partners. Here's a breakdown of the key features:

    FXIFY Tiered Commission Structure

    • Tier 1 (0-100 referrals): 10% commission per referral
    • Tier 2 (100-500 referrals): 15% commission per referral
    • Tier 3 (500+ referrals): 20% commission per referral

    FXIFY Exclusive Rewards

    • 50 paid referrals: Unlock a free $25K challenge account
    • 250 paid referrals: Unlock a free $100K challenge account + bonus giveaway
    • 500 paid referrals: Unlock a free $200K challenge account + bonus giveaway

    FXIFY Discount Coupons

    Tier 2 affiliates and above receive a unique 5% discount coupon to share with referrals. Traders can also use discount codes from their party websites.

    FXIFY Rules and Trading Conditions

    Understanding FXIFY policies and conditions helps traders avoid account termination due to violations. FXIFY Rules:

    • VPN & Device Flexibility: You can use different devices and change IPs, as long as there are no multiple accounts on the same IP unless justified, and multiple users sharing the same Computer ID (CID) may raise concerns about account management or suspicious activity;
    • Hedging Restrictions: Reverse and group hedging strategies, where offsetting positions are placed across accounts to minimize risk, are not allowed as they violate risk management rules;
    • Expert Advisors (EAs) Usage: EAs, bots, and copy trading are prohibited in both theLightning Plan and Instant Funding accounts, as all trading must be manually managed by the trader;
    • Gambling & Risk Strategies: High-Frequency Trading (HFT), latency arbitrage, and coordinated trading are not allowed, as these can manipulate the market and create unfair advantages;
    • News Trading: Trading during news events is allowed, but traders must manage risks effectively due to potential slippage and increased volatility, or face penalties for improper risk management;
    • Payout: FXIFY enables profit withdrawals with a $50 minimum, flexible frequency, and drawdown protection, via RISE or bank wire.
    FXIFY News Trading
    FXIFY news trading rules on Lightning accounts

    VPN and VPS Rules

    FXIFY's policies offer flexibility when it comes to VPNs and devices. You are allowed to use different devices and change IPs, as long as no multiple accounts are using the same IP without proper justification.

    However, the firm monitors CID (Computer ID), which is tied to specific devices, and if multiple users are associated with the same CID, it may raise concerns about account management or suspicious activity.

    Hedging Terms and Conditions

    In terms of hedging, FXIFY prohibits strategies like reverse or group hedging, where traders place offsetting positions across accounts to reduce market risk artificially.

    Such strategies are seen as attempts to bypass risk management rules.

    Are EAs Allowed in the FXIFY Prop Firm?

    For Expert Advisors (EAs), FXIFY does not permit their use in the Lightning Plan or Instant Funding accounts. Traders in these plans are required to manage their trades to comply with program rules manually.

    Any use of EAs, bots, or copy traders in these accounts can result in account termination.

    Restricted Strategies

    Regarding gambling and risk strategies, FXIFY does not allow high-frequency trading (HFT), which involves using algorithms to execute a large number of trades in fractions of a second, as it can lead to market manipulation and instability.

    Additionally, exploiting price delays across platforms through latency arbitrage to gain an unfair advantage is strictly prohibited, as is coordinated trading, particularly when using the same EA across multiple accounts.

    News Trading

    While news trading is allowed, traders should be aware that higher volatility and lower liquidity during news events can affect trade execution, causing slippage or failure to fill at desired prices.

    FXIFY advises traders to manage their risks properly during these periods, as improper risk management can lead to penalties or account bans.

    FXIFY Payout Policy

    The FXIFY payout system is designed for flexibility and transparency, allowing traders to withdraw profits efficiently through RISE or bank wire (where applicable).

    With a low minimum withdrawal and clear rules, FXIFY ensures fast processing while protecting account integrity.

    • Minimum withdrawal: $50 across all accounts
    • Processing time: Typically within 3 business days (Mon–Fri, 9AM–9PM GMT)
    • Account types: 1, 2, and 3-Phase allow payouts after first profitable trade; Instant after 14 days; Lightning after 7 days
    • Frequency: Monthly by default; bi-weekly with add-on
    • Max Drawdown Rule: Locks at starting balance after payout, reducing profit buffer
    • Availability: RISE not supported in IA, MN, SC, PR, GU, and U.S. Virgin Islands (bank wire is used instead)
    FXIFY Payout Rules
    Payout processing time on the FXIFY prop firm

    FXIFY Scaling Program

    The Scaling Plan is designed to reward consistent traders by increasing funded capital every three months.

    Traders who achieve a 10% return with at least two profitable months out of three can progressively grow their accounts, with balances doubling at each stage.

    • Initial growth: 10% return in 3 months leads to +25% scale up;
    • Ongoing scaling: Every 3 months with 10% profit, the balance doubles (except the first month with a 25% scaling);
    • Long-term potential: $400k → $500k → $1M → $2M → $4M within a year;
    • Eligibility: At least 2 of 3 months must close in profit.
    FXIFY scaling plan
    From $400k to $4M in 12 months with the FXIFY scaling plan

    FXIFY Trading Platforms

    FXIFY provides traders access to industry-standard trading platforms, ensuring a familiar and reliable trading environment. The firm supports the following platforms:

    TradingFinder has developed a wide range of MT4 and MT5 indicators that you can use for free.

    Instruments & symbols Available for Trading on FXIFY

    FXIFY offers a diverse range of trading instruments, providing traders with ample opportunities to diversify their portfolios and implement various trading strategies. Here's a breakdown of the available instruments:

    FXIFY Leverage Offerings

    The prop firm offers leverage options on CFDs, variable based on the funding program and the trading instrument:

    Asset Class

    1-Phase

    2-Phase

    3-Phase

    Instant Funding

    Lightning

    Forex

    1:50

    1:50

    1:50

    1:50

    1:30

    Metals

    1:30

    1:30

    1:30

    1:20

    1:10

    Indices

    1:10

    1:10

    1:10

    1:15

    1:10

    Oil

    1:5

    1:5

    1:5

    1:5

    1:10

    Stocks

    1:2

    1:2

    1:2

    1:2

    N/A

    Crypto

    1:2

    1:2

    1:2

    1:2

    1:1

    Note: Leverage option for the following Forex pairs is fixed at 1:6.

    • EURMXN
    • EURTRY
    • USDCNH
    • USDCZK
    • USDDKK
    • USDHKD
    • USDHUF
    • USDILS
    • USDMXN
    • USDNOK
    • USDPLN
    • USDSEK
    • USDSGD
    • USDTRY
    • USDZAR

    FXIFY Payout Methods

    FXIFY utilizes Rise as its primary payment processor for both affiliate and prop trader payouts. This streamlined approach ensures a consistent and efficient payment system for all users. FIXIFY has bi-weekly payouts, and challenge fees are withdrawable in the first payout. 

    FXIFY Commission & Costs

    FXIFY offers a competitive fee structure designed to maximize trader profitability while maintaining high-quality services. Here's a breakdown of the commission and costs associated with trading on FXIFY:

    Spreads:

    • Raw spreads starting from 0.0 pips
    • Option to choose between RAW or all-in pricing

    Commissions:

    • Commission-free trading on most instruments
    • Small commission on stock CFDs (check current rates on the FXIFY website)

    FXIFY Educational Resources

    Unfortunately, FXIFYdoesn't offer educational resources. Novice traders who want to join this platform must consider this before buying a challenge in FXIFY prop Firm.

    There are several other Prop Firms with comprehensive educational resources, including City Traders Imperium, FTMO, Goat Funded Trader, and My Funded FX.

    You can check TradingFinder's Forex education section for comprehensive learning materials.

    FXIFY Trust Scores

    Trust is paramount when choosing a prop firm, and FXIFY's Trustpilot shows its commitment to trader satisfaction. This prop firm received a 4.3/5 score on the FXIFY Trustpilot website, and traders praised it for providing excellent services.

    FXIFY Trustpilot score
    FXIFY has 4.3/5 score in Trustpilot website

    FXIFY Prop Customer Support

    FXIFY understands the importance of robust customer support in the fast-paced world of trading. Their support structure includes:

    Support Method

    Availablity

    Live Chat

    Yes (24/5)

    Email

    Yes (support@fxify.com)

    Phone Call

    No

    Discord

    Yes

    Telegram

    No

    Ticket

    Yes

    FAQ

    Yes

    Help Center

    No

    WhatsApp

    No

    Messenger

    No

    FXIFY User Base

    The prop firm's user base spans more than 200 countries, with over 200,000 active traders worldwide.

    Ranked globally at #108,596, FXIFY has built a strong presence, particularly in the United States, Asia, and Europe, reflecting its global trader appeal.

    • United States: 16.66%
    • Mongolia: 10.61%
    • India: 5.8%
    • United Kingdom: 5.07%
    • Pakistan: 4.84%
    FXIFY Client Base
    Top 5 countries regarding web traffic on the FXIFY prop firm, according to SimilarWeb

    FXIFY Social Media channels

    FXIFY leverages social media to engage with its trading community.

    Social Media

    Members/Subscribers

    Facebook

    1.3K

    X (Twitter)

    30.3K

    Instagram

    81.2K

    Telegram

    6,727

    Discord

    40,238

    By maintaining an active social media presence, FXIFY keeps its trader community informed and engaged, fostering a sense of belonging among its users.

    FXIFY Compared To Other Prop Firms

    Traders can check the table below to understand the pros and cons of trading with FXIFY compared to other well-known prop firms.

    Parameters

    FXIFY Prop Firm

    For Traders Prop Firm

    Crypto Fund Trader Prop Firm

    Breakout Prop Firm

    Minimum Challenge Price

     $39

    $49

    $55

    $50

    Maximum Fund Size

    $400,000 

    $100,000

    $300,000

    $100,000

    Evaluation steps

    1-Step, 2-Step, 3-Step, Instant Funding 

    1-Step, 2-Step

    1-Step, 2-Step

    1-Step, 2-Step

    Profit Share

     90%

    90%

    80%

    90%

    Max Daily Drawdown

    5% 

    3%

    4%

    4%

    Max Drawdown

     10%

    6%

    6%

    6%

    First Profit Target

     10%

    9%

    8%

    5%

    Challenge Time Limit

     Unlimited

    Unlimited

    Unlimited

    Unlimited

    Maximum Leverage

     1:50

    1:125

    1:100

    1:5

    Payout Frequency

     Bi-weekly

    Bi-weekly

    Bi-weekly

    Bi-weekly

    Number of Trading Assets

     Not Specified

    Not Specified

    200+

    100+

    Trading Platforms

    MetaTrader 4, MetaTrader 5, DXTrade

    DXTrade, TradeLocker, cTrader

    Metatrader 5, CFT Platform and Crypto Futures

    Proprietary

    TF Expert Suggestion

    FXIFY's wide range of available instruments (over 300) and bi-weekly payouts have made this prop trading platform popular among traders.

    However, traders must consider the maximum drawdown limits on 1-step (6%), 2-step (10%), and 3-step (10%) accounts and manage their risk accordingly.

    FAQs

    What is the maximum funding available through FXIFY?

    FXIFY offers funding up to $400,000, with the potential to scale up to $4 million.

    Does FXIFY allow algorithmic trading?

    Yes, FXIFY supports the use of Expert Advisors (EAs) and automated trading strategies.

    What is FXIFY's profit-sharing model?

    Traders can keep up to 90% of their profits, one of the highest in the industry.

    what is the minimum challenge price in FXIFY?

    The minimum challenge price in FXIFY prop firm is $39.

    What is the maximum leverage in FXIFY?

    FXIFY maximum leverage is 1:50.

    What are FXIFY trading platforms?

    Traders can trade on MT4, MT5, and DXtrade with FXIFY funded accounts.

    What are FXIFY’s profit targets and drawdown limits?

    Profit targets depend on the evaluation type:

    • 1-Phase: 10%
    • 2-Phase: 10% (Step 1) + 5% (Step 2)
    • 3-Phase: 10% + 5% + 5%

    Drawdown policies include:

    • Max daily loss: 5%
    • Max overall drawdown: 6% (trailing for 1-phase) or 10% (static for 2- and 3-phase)

    Instant and Lightning accounts have stricter rules, with 8% and 4% trailing drawdowns respectively.

    Can traders use VPNs or trade from multiple devices on FXIFY?

    FXIFY permits trading from different devices and changing IP addresses, provided users do not operate multiple accounts from the same IP without justification. Moreover, FXIFY monitors Computer IDs (CIDs) to detect potentially suspicious activity from shared systems.

    What instruments are available for trading on FXIFY accounts?

    FXIFY provides access to over 300 instruments, including:

    • Forex pairs (e.g., EUR/USD, GBP/JPY)
    • Commodities (e.g., Gold, Silver)
    • Indices (e.g., S&P 500, NASDAQ 100)
    • Stocks from global markets
    • Crypto

    This diversity supports both scalping and swing trading strategies.

    How are FXIFY payouts handled, and how often do they occur?

    FXIFY processes payouts via Rise, a reliable payment processor. Payouts occur bi-weekly, and traders can withdraw their evaluation fee after receiving their first payout. The profit share can go up to 90%, depending on the program and trader performance.

    What is the minimum trading period required in FXIFY evaluations?

    FXIFY requires a minimum of 5 trading days for all evaluations (1-phase, 2-phase, 3-phase). There is no maximum trading duration, allowing traders to proceed at their own pace—unlike many firms that enforce time-limited challenges.

    Does FXIFY offer a scaling plan for funded traders?

    Yes. FXIFY has a scaling program that rewards consistent traders by gradually increasing their capital up to $4 million. This is contingent upon maintaining performance metrics and adhering to risk management rules.

    Are there any restrictions on hedging strategies at FXIFY?

    Yes. FXIFY prohibits reverse hedging and group hedging, especially across multiple accounts. These strategies are seen as attempts to bypass drawdown rules and violate the firm’s risk protocols.

    Does FXIFY offer instant funding without evaluation?

    Yes. Traders can opt for the Instant Funding program, which provides immediate access to a live account without needing to complete an evaluation phase. However, it comes with tighter risk controls like 8% trailing drawdown and no use of EAs.

    What is the Lightning Challenge in FXIFY?

    The Lightning Challenge is a fast-paced evaluation with:

    • 5% profit target
    • 3% daily loss limit
    • 4% trailing drawdown
    • Minimum 3, maximum 7 trading days

    It’s designed for experienced traders who want quicker funding decisions, but it disallows automation tools.

    Is FXIFY suitable for beginners?

    FXIFY is not ideal for beginners since it lacks educational resources or trading mentorship. Traders are expected to be self-sufficient and disciplined, making it better suited for intermediate to advanced traders.

    Can traders use FXIFY from any country?

    FXIFY is available to international traders, though it may impose regional restrictions based on compliance and payment provider policies. Traders should verify eligibility during the sign-up process.

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