Eda Kaya

Reviewer:

Eda Kaya
Arjun  Mandal

Fact checker:

Arjun Mandal
Modified:

T4TCapitalFM Review 2025

T4TCapitalFM Review 2025
Company:

T4TCapitalFM

Founded:2009
Headquarter:Port Macquarie
Min Price:$100
Max Fund:$4,000,000
Challenges:1
cTrader PlatformProfit Split up to 90%2-Step EvaluationNo Time Limit

Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. According to the statistics of all exchanges and brokers, more than 75% of people lose!

About
T4TcapitalFM offers a single 2-Step challenge, with account pricing starting at $100. The firm enforces structured risk management through a 5% daily loss limit and a 10% maximum drawdown for the first evaluation phase, ensuring traders develop discipline. Traders enjoy monthly payouts (on the first business day) and withdrawal options via bank wire and cryptos (processed securely through Coinbase).
Contact
Traders4Traders Pty Ltd. Suite 25, 25-27 Hay Street, Port Macquarie
Rank and Score
Pros and Cons
Withdrawal Payments
Instruments
Pros
High Profit Share
Wide range of assets
Different payment options
Cons
Weak Education Resource
Less Support Channels
score of blog
3.8 From 5.0
(128)
Rate this post
575

T4TCapitalFM, established by seasoned trader and risk manager Brad Gilbert, offers traders a 2-step evaluation program with account sizes ranging from $10,000 to $1,000,000. The firm provides leverage up to 1:100 and no time limits for completing challenges.

T4TCapitalFM allows traders to capitalize on major forex pairs, indices like the S&P 500, cryptos like BTC, and commodities such as Brent Oil and Cocoa.

Its standout feature is the scaling program, which lets traders grow their accounts to an impressive $4,000,000.

T4TcapitalFM ReviewGet funded with the T4TCapitalFM scaling program up to $4M

T4TCapitalFM Prop Firm Company Overview

T4TCapitalFM stands out as a well-established proprietary trading firm making waves in the industry. Let's dive into the key aspects that make the firm a game-changer in the prop trading landscape:

  • Funding Challenge
  • Swift Onboarding
  • Flexible Funding Options
  • Trading Platforms
  • Risk Management
  • Trading Guidelines
  • Scaling Plan
  • Payouts

T4TCapitalFM has crafted a prop trading environment that's both challenging and rewarding. It offers a clear path for traders to flex their skills, access significant funding, and scale their trading capital in a transparent and supportive setting.

The Prop Firm’s Specifications Summary

T4TCapitalFM has established itself as a formidable prop firm in the market, offering traders a golden opportunity to showcase their forex trading prowess without putting their capital on the line. Let's break down the key specifications that make T4TCapitalFM stand out:

Account currency

USD

Minimum price

$100

Maximum leverage

1:100

Maximum profit split

90%

Instruments

Forex, Indices, Cryptocurrencies, Energies, soft commodities

Assets

206

Evaluation steps

2-step

Trading platform

cTtrader

Withdrawal methods

Bank wire, Crypto

Maximum fund size

4,000,000

First profit target

10%

Max. daily loss

5%

Challenge time limit

No Limits

News trading

N/A

Maximum total drawdown

10%

Commission per round lot

N/A

Trustpilot score

2.3 out of 5

Payout frequency

on the 1st business day of each month

Established country

Ireland

Established year

2009

T4TCapitalFM’s Pros & Cons

T4TCapitalFM has positioned itself as a leading prop trading firm, offering traders a unique opportunity to monetize their skills without risking personal capital. Let's break down the firm’s pros and cons to give you a better idea:

Pros

Cons

High-Profit Share up to 90%

Strict Rules

No Time Limit

Limited Platforms

Scaling Opportunities up to $4,000,000

Strategy Restrictions

Weekend Trading

Relatively high evaluation Fees

Multiple Instruments

-

Use of EAs/Bots

-

In conclusion, T4TCapitalFM offers a compelling proposition for traders leveraging their skills in a prop trading environment. The high-profit share and scaling opportunities are significant drawcards.

However, traders should be prepared for strict rules and restrictions on trading strategies. As with any trading opportunity, it's crucial to thoroughly understand the terms and conditions before committing.

T4TCapitalFM Funding & Price

T4TCapitalFM has carved out a niche in the prop trading world by offering a comprehensive funding solution for retail forex traders. Let's break down the key aspects of their funding and pricing structure:

T4TcapitalFM Challenge Prices
You can choose your account size up to $1,000,000 in T4TCapitalFM

T4TCapitalFM provides a single 2-step evaluation program with account sizes ranging from $10K to $1M and higher-than-average pricing:

Account Size

2-Step Challenge

$10,000

$50

$25,000

$100

$50,000

$200

$100,000

$400

$200,000

$800

$1,000,000

$4,000

T4TCapitalFM Maximum Fund Allocation

The prop firm offers funded accounts up to $1M. It also allows for purchasing an unlimited number of accounts.

However, the total capital of all purchased accounts must not exceed the $1M cap per trader.

While the starting balance is capped at $1M, traders can scale their accounts up to $4M.

Registration & Verification Process

T4TCapitalFM offers a frictionless registration process tailored for traders seeking 2-step evaluations with funding up to $4,000,000. From challenge selection to account verification, the workflow is optimized for quick access to trading capital and scalable account growth.

#1 Select Your Account Size

Visit the firm's official website and select from the six available funding plans, ranging from $10,000 to $1,000,000.

#2 Agree and Purchase

Accept the platform’s terms and conditions, click “Add to Cart”, and complete the form with your billing details, including:

  • First name
  • Last name
  • Country of residence
  • Address
  • Email address
  • Phone number

#3 Make A Payment

Choose a suitable payment method (e.g., PayPal or Crypto) and complete the transaction to confirm your challenge enrollment.

#4 Access Dashboard & Start Verification

After payment, head to your user dashboard, navigate to the verification tab, and submit your personal details and KYC documents, including:

  • Proof of ID: Passport or Driving license
  • Proof of Address: Utility bill or Bank statement

Follow the platform’s instructions. Once your documents are approved, you’ll gain access to your funded challenge account and can begin trading.

T4TCapitalFM Evaluation Steps

While the prop firm previously offered two evaluation programs, 1-Step and 2-Step, the only available option at the time of updating this T4TCapitalFM review is the 2-Step program with the following features:

Features

2-Step

Leverage

1:100

Profit Share

Up to 90%

Profit Target

10% / 5%

Daily Loss Limit

5%

Max Drawdown

10% / 5%

Min Trading Days

5

Remember, the Funding Challenge isn't just a test - it's an opportunity to refine your skills and prove your worth as a trader. T4TCapitalFM provides the platform, but your strategy, discipline, and risk management are the keys to success.

T4TCapitalFM Challenge Time Limit

The prop firm poses no time limits on its challenges. However, there is an inactivity period rule, variable based on the account type:

  • Evaluation account inactivity period: 30 days
  • Funded account inactivity period: 90 days

T4TCapitalFM Scaling Plan & Adjustable Profit Share

The prop firm has implemented a scaling program offering access to trading capital of up to $4M. To be eligible for a scale-up, you must generate 10% profit for 3 months in a row.

While T4TCapitalFM offers a profit split of up to 90%, the initial percentage is set at 75%. The ratio increases in favor of the traders as the account scales.

T4TCapitalFM Scaling Plan
A $25K account scaling conditions and profit shares on T4TCapitalFM

Available Bonuses and Discounts

T4TCapitalFM may not heavily promote bonuses or discounts, but it offers attractive features like a scaling program, allowing traders to start with accounts as small as $10,000 and potentially scale up to $4 million, and a high-profit share, where successful traders can earn up to 90% of their profits.

However, it's important to recognize that prop trading carries substantial risks, so traders should carefully assess their financial situation before participating.

T4TCapitalFM Trading Rules

The prop firm's trading rules prohibit practices like hedging and Expert Advisors with repetitive strategies. Martingale and Arbitrage strategies exploiting system errors are banned. Traders must avoid opening or closing positions during high-impact news events to maintain fair trading.

  • Hedging and high-frequency trading are prohibited;
  • No use of EAs with repetitive strategies;
  • Martingale and arbitrage strategies are banned;
  • No trading around news events.

VPN Usage

There are no specific restrictions outlined regarding the use of a VPN for trading activities. Traders must inform the support team in advance before using a VPN or VPS.

Hedging

Hedging is not allowed at any stage of the trading process, whether during the challenge or live accounts.

T4TCapitalFM Policy on Expert Advisors (EA)

Traders may use Expert Advisors (EAs) to assist with position management. However, the use of EAs that execute repetitive strategies such as Higher High (HH) or Lower Low (LL) is strictly prohibited.

If an EA is found to be executing more than one trade per day, it will be classified as high-frequency trading, which violates the terms and renders the account invalid for funding.

Furthermore, the use of any trading strategy or robot designed to exploit errors in the trading service, including issues with price displays or update delays (e.g., high-frequency trading, latency arbitrage, news straddling, and martingale strategies), is prohibited.

Accounts found engaging in such activities will be disqualified, and no refund will be provided for the evaluation fee.

Martingale and Arbitrage Strategies

The use of Martingale and Arbitrage strategies is prohibited. These methods aim to exploit systemic errors, such as inconsistencies in price displays or delays in price updates.

Traders attempting to use such strategies will have their accounts terminated.

News Trading

Traders are permitted to maintain positions during high-impact news events but are prohibited from opening or closing positions within the two minutes surrounding the release of such news.

Violating this rule, including executing trades within the restricted time window, will result in automatic disqualification.

This prohibition ensures that traders cannot capitalize on sudden market movements triggered by news events.

T4TCapitalFM Trading Platforms

The cTrader platform on T4TCapitalFM is crafted for seamless Forex market and CFD trading, offering an intuitive interface combined with powerful trading features. Here’s an overview of its standout capabilities:

T4TcapitalFM Platforms
T4TCapitalFM provides cTrader as its trading platform
  • Advanced Charting: cTrader provides in-depth trading tools, featuring candlestick patterns, trend lines, and a variety of technical indicators to help traders thoroughly assess price trends and market movements;
  • Efficient Order Execution: Traders can effortlessly place trades, setting key parameters like trade volume, stop loss, and take profit, with a user-friendly execution panel that ensures quick and smooth transactions;
  • Comprehensive Trade Tracking: The platform’s Trade Watch section allows users to manage their trading activity with tabs for open positions, active orders, trade history, and more, providing full visibility of account performance;
  • Real-Time Market Data: With a live feed of currency pairs, showing up-to-date prices and percentage changes, traders can stay on top of market fluctuations and adjust strategies accordingly.

T4TCapitalFM’s cTrader platform is ideal for both beginners and experienced traders, offering a comprehensive set of tools that support successful and informed trading decisions.

The platform is available for various operating systems, including:

What Instruments & Symbols Can I Trade on T4TCapitalFM Prop Firm?

T4TCapitalFM offers a diverse range of 206 tradable instruments across 5 asset classes, from FX pairs to Cryptocurrencies, catering to various trading styles and preferences:

  • Forex: Major & crosses
  • Indices: Popular stock market indices from around the world
  • Cryptocurrencies: Leading digital assets like Bitcoin and Ethereum
  • Energies: Brent oil, natural gas, Wes Texas Oil
  • Soft Commodities: CoffeeRobu, CoffeeArab, Cocoa, Sugar, and Cotton

This wide selection allows traders to diversify their strategies and exploit opportunities across multiple markets. However, always ensure you're trading instruments you understand and have thoroughly researched.

T4TCapitalFM Prop Firm Payment Methods

T4TCapitalFM provides a variety of payment options, ensuring flexibility for users. The available methods include:

  • Cryptocurrencies: Payments can be made using Bitcoin, Ethereum, Litecoin, and other digital currencies, processed through Coinbase for a secure experience;
  • PayPal: Users can pay securely through PayPal, with an option to use a credit or debit card even if they don't have a PayPal account.

Note: Payments in digital currencies may incur fees associated with blockchain network transactions.

Before finalizing payments, users are required to agree to the website’s terms and conditions, ensuring transparency and security throughout the transaction process.

T4TcapitalFM payment ways
T4TCapitalFM offers PayPal and Cryptocurrencies as payment methods

T4TCapitalFM Prop Firm Commission & Costs

While the firm's official website hasn't disclosed any information on trading commissions, it provides specific spread data for all of the available trading instruments.

T4TCapitalFM spreads start from 0.0 pips on major Forex pairs. Here's a table of spreads on popular trading instruments:

Trading Instrument

Min Spread (Pips)

EURUSD

0.0

USDJPY

0.1

GBPUSD

0.0

AUDCAD

0.2

USDCAD

0.1

CADCHF

0.5

EURCHF

0.2

WTI

0.1

BRENT

0.1

Does T4TCapitalFM Offer Vast Educational Resources?

T4TCapitalFM offers a variety of educational resources to help traders succeed in prop trading, including:

  • Live Trading Sessions: Traders can observe expert strategies in real-time, learning how to capitalize on market opportunities;
  • Detailed Market Analysis: Each trade signal is accompanied by insights that explain the reasoning behind the trade;
  • Q&A Support: Traders can engage directly with experts to receive real-time feedback and guidance;
  • Adaptive Strategies: Educational content is focused on helping traders stay ahead of evolving market trends.

These resources empower traders to continuously refine their skills and achieve long-term success.

You can also check TradingFinder's Forex education and Crypto tutorial sections for additional learning materials.

T4TCapitalFM Trust scores on Trustpilot

The T4TCapitalFM Trustpilot profile paints a mixed picture:

  • Overall rating: 4.5 out of 5 stars (based on 19 reviews in November 2024)
  • Positive reviews: Fast payments and helpful support
  • Negative reviews: Account deletion issues and customer service problems

It's important to note that the small number of reviews may not provide a comprehensive view of the firm's performance. Conduct thorough research and consider multiple sources when evaluating a prop firm's reputation.

T4TCapitalFM prop firm customer support

The T4TCapitalFM support team is readily accessible through live chat and email, providing users with prompt and efficient assistance for any inquiries or issues they may encounter.

An AI Agent assistant is the first point of contact, delivering instant answers to common queries and streamlining the support process.

Whether you're seeking guidance on trading strategies, technical issues, or account management, the dedicated support team is always just a click or an email away, ensuring you have the support you need when you need it most.

T4TcapitalFM support team
Ask your questions through the T4TCapitalFM’s Live Chat support team

T4TCapitalFM social media channels

Traders4Traders is committed to supporting traders through these platforms, ensuring they have the resources and information needed to succeed in their trading journey:

  • YouTube
  • LinkedIn
  • Twitter

T4TCapitalFM vs Other Prop Firms

The table below provides a comparison between T4TCapitalFM's services and those of the top prop firms:

Parameters

T4TCapitalFM Prop Firm

E8 Markets Prop FirmMaven Trading Prop FirmThe 5ers Prop Firm

Minimum Challenge Price

$100

$33$15$39

Maximum Fund Size

$4,000,000

$400,000$100,000$250,000

Evaluation steps

1-Step

1-Step, 2-Step, 3-Step, Instant Funding1-Step, 2-Step1-Step, 2-Step, 3-Step

Profit Share

Up to 90%

100%85%100%

Max Daily Drawdown

5%

7%4%5%

Max Drawdown

10%

14%8%10%

First Profit Target

10%

6%8%5%

Challenge Time Limit

Unlimited

UnlimitedUnlimitedUnlimited

Maximum Leverage

1:100

1:1001:751:100

Payout Frequency

30 Days

Weekly10 DaysBi-weekly

Number of Trading Assets

206

40+400+3000+

Trading Platforms

cTrader

MetaTrader 5, Match TraderMatch-Trader, cTraderMetatrader 5

Expert suggestions

In conclusion, T4TCapitalFM positions itself as a dynamic platform for traders seeking long-term success in prop trading.

Its high profit split of up to 90%, advanced cTrader platform with real-time market data, make it a standout choice.

Traders benefit from scaling opportunities up to $4M, flexible challenges, and no time limits, ensuring a stress-free trading experience.

While the firm’s strict rules and limited platform options may pose challenges, its transparent evaluation system, growing trader community, and supportive environment reinforce its reputation as a solid choice for both beginner and experienced traders.

FAQs

What is the minimum account size at T4TCapitalFM?

T4TCapitalFM offers evaluation accounts starting from $10,000.

Can I use Expert Advisors (EAs) with T4TCapitalFM?

Yes, T4TCapitalFM allows the use of EAs and automated trading strategies.

What is the maximum account size available?

Traders can scale up to $4 million through T4TCapitalFM's Scaling Program.

Is there a time limit to pass the evaluation?

No, T4TCapitalFM does not impose time limits on its evaluation challenges.

What trading platform does T4TCapitalFM use?

T4T utilizes the cTrader as its trading platform.

What withdrawal methods are available at T4TCapitalFM?

You can withdraw funds via Bank Wire and Cryptocurrency.

What instruments can I trade with T4TCapital FM?

The prop firm offers trading in various instruments, including Forex, Indices, Cryptocurrencies, Energies, and Soft Commodities.

What is the maximum leverage provided?

T4TCapitalFM offers maximum leverage of 1:100, suitable for active Forex traders.

What is the profit split ratio for traders?

Profit split starts at 75% and increases to 90% through scaling milestones.

What is the evaluation model of T4TCapitalFM?

T4TCapitalFM only offers a 2-step evaluation program, requiring 10% and 5% profit targets.

Are hedging and martingale strategies allowed?

No, hedging, martingale, and arbitrage strategies are strictly forbidden.

What’s the daily and total drawdown limit?

Max daily loss is 5%, and total drawdown is capped at 10% across all accounts.

What are the accepted withdrawal methods?

Traders can withdraw via bank wire or cryptocurrencies like BTC and ETH.

What documents are required for KYC verification?

You’ll need a passport or driver’s license and a utility bill or bank statement.

Is weekend trading allowed?

Yes, weekend trading is allowed, giving more flexibility than many prop firms.

Are news trades permitted?

Yes, but you cannot open or close positions within 2 minutes before or after high-impact news.

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