Top One Trader rules enforce stop loss at entry and auto-closes trades for breaches. 1-Step and 2-Step challenges range from $5K to $200K with up to 10% target.
Instant accounts have 6% trailing drawdown with no profit targets or daily loss. News trading restricted 5 minutes before/after unless trade is 5+ hours prior.
Top One Trader Rule Topics
The Top One Trader Prop Firm has set various trading conditions to create a safe trading environment and prohibit high-risk trading strategies. Here are the main conditions that traders must adhere to:
- Challenge Rules
- Inactivity Policy
- Stop Loss Requirements
- Restricted Strategies
- Consistency Enforcement
- Payout Frequency
Top One Trader Challenge Rules
Top One Trader offers four challenge types, each with specific rules:
Challenge Type | Account Size | Profit Target | Daily Loss Limit | Max Drawdown |
1-Step | $5,000–$200,000 | 10% | 4% | 7% (Trailing) |
2-Step | $5,000–$100,000 | Phase 1: 8%, Phase 2: 5% | 5% | 10% (Static) |
Instant Prime | $5,000–$200,000 | None | 2.5% | 7% (Trailing) |
Instant Funding | $5,000–$200,000 | None | None | 6% (Trailing) |
As mentioned above, the Instant Funding account has no profit target.
Top One Trader Inactivity and Dormant Accounts
You must place at least one trade within 30 days of purchase. Inactivity beyond this triggers a breach and account closure. Continued inactivity may result in forfeiture of the account balance and loss of access to the trading dashboard.
To maintain eligibility for payouts and scaling, traders are advised to remain consistently active throughout the evaluation period.
Top One Trader Stop Loss Rule
A Stop Loss must be set immediately when entering a trade; If not set, the trade will be closed automatically. Adding Stop Loss later results in a soft breach.
Top One Trader Restricted Strategies
Traders are banned from performing risky trading strategies that might result in challenge failure. Here are the main banned practices.
Banned Strategy | Description |
HFT & Tick Scalping | Trades lasting seconds to 5 minutes are banned; |
Latency & Arbitrage trading | Exploiting delay-based profits is not allowed |
Only among accounts owned by the same person | |
Multi-Account Hedging | Forbidden across platforms/accounts |
News Trading | Funded accounts must avoid manual trading 5 mins before/after news unless the trade was open 5+ hours earlier |
Grid & Martingale strategy | Both are banned due to high risk and instability |
Third-Party Trading | No external help or challenge-passing services |
Masked/Commercial EAs | Only unique, transparent EAs are allowed |
Gambling/Over-Leveraging | Violating max lots or YOLO behavior is banned |
IP Restrictions | Shared IPs across multiple users trigger violations |
Rolling Accounts | Passing challenges by cycling through multiple attempts is prohibited |
Top One Trader Consistency
Two-Step accounts require 50% consistency in Phases 1 & 2 and 30% in the funded stage.
Instant Funding accounts must follow 20% consistency (for $5K–$100K) or 15% (for $200K). One-phase challenges have no consistency rule.
Top One Trader Payouts
Here is the withdrawal frequency varied by the challenge. Payout Policy in this Top One Trader Tutorial:
- One-Step: Every 30 days; or 14 days with bi-weekly add-on (after first payout);
- Two-Step: Every 14 days; or on-demand with Instant Payout add-on + consistency;
- Instant Funding: Every 30 days; or on-demand with add-on + consistency.
Top One Trader Rules in Comparison to Other Prop Firms
To understand whether Top One Trader trading conditions are restricted in comparison to other prop firms, check the table below.
Prop Firm | Top One Trader Prop Firm | |||
VPN/VPS | Prohibited | Allowed | Allowed | Prohibited |
EA Usage | Allowed | Allowed | Allowed | Allowed |
News Trading | Prohibited | Allowed | Allowed | Prohibited |
Group Trading | Prohibited | Prohibited | Prohibited | Prohibited |
All-or-nothing Trading | Prohibited | Prohibited | Prohibited | Prohibited |
Writer’s Opinion and Conclusion
Top One Trader rules banns risky tactics like HFT, arbitrage, martingale, and masked EAs. Consistency rules apply: 50% in phases, 20%-30% in funded, none in 1-Step.
Payouts are 14-day, 30-day, or on-demand when add-ons and rules are followed. Traders must consider the 2.5% trailing daily drawdown when using Instant Prime accounts.
