Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. According to the statistics of all exchanges and brokers, more than 75% of people lose!
TX3 Funding FX is a US-based prop firm offering up to $2M in funding, a 95% profit split, and customizable challenges. Its 1-step and 2-step accounts have various capital sizes, such as $5k, $10k, $25k, $50k, $100k, and $200k, and $300k, and have a maximum leverage of 1:100.
TX3 Funding FX offers trading challenges with an 8% minimum profit target, a 5% maximum daily drawdown limit, and a 10% maximum drawdown limit to fund skilled traders with up to $2 million in trading capital.
TX3 Funding accounts have up to 95% profit split and Bi-weekly payouts. Minimum profit requirements start from 2% or $100, with profit splits up to 95%, zero open positions at request time, and mandatory Sumsub KYC for full compliance.
A comprehensive review of the TX3 Funding FX prop firm
TX3 Funding FX Prop Firm Company Overview
TX3 Funding FX is a US-based proprietary trading firm that burst onto the scene in 2021. The prop firm is headquartered in Miami, Florida and the leadership team consists of these people:
Cue Banks: Co-Founder
Anthony Williams: Co-Founder
Nicolas Castillo: COO & Co-Founder
TX3 Funding CEO
Jamal Hollingsworth is the President of TX3 Funding and the founder of TopTier Trader. Based in Miami, Florida, he brings over 4 years of executive leadership in trading education and business development, backed by a strong marketing and operations background.
President of TX3 Funding since Oct 2021
Founder and operator of TopTier Trader brand
Former President at South Matrix from 2017 to 2020
Marketing leadership roles at Cape Reserve and South Inc
Alumni of University of Tennessee-Knoxville with a BSc in Sport Management
780+ followers and 500+ professional connections
Active volunteer with Nashville Sports Council and major sports events
Under Jamal Hollingsworth’s leadership, TX3 Funding continues to expand its presence in the proprietary trading space through performance-driven models, trader-focused branding, and education-first growth strategies rooted in real market experience.
Jamal Hollingsworth leading TX3 Funding with a background in trading education, marketing, and executive management
Summary of Key Features
TX3 Funding delivers a high-performance proprietary trading model with up to $2,000,000 in funding, 95% profit split, and leverage reaching 1:100. Established in 2021 in the United States, it supports Forex and Metals traders through flexible 1-Step and 2-Step evaluations.
Account Currency
USD
Minimum Price
$49
Maximum Leverage
1:100
Maximum Profit Split
95%
Instruments
Forex, Metals
Assets
80+
Evaluation Steps
1-Step, 2-Step
Withdrawal Methods
Rise (Crypto, Credit/Debit Cards)
Maximum Fund Size
$2M
First Profit Target
8%
Max. Daily Loss
5%
Challenge Time Limit
Unlimited
News Trading
Allowed (Paid-Only)
Maximum Total Drawdown
10%
Trading Platforms
TradeLocker
Commission Per Round Lot
Varies
Trustpilot Score
3.8/5
Payout Frequency
Bi-Weekly
Established Country
United States
Established Year
2021
Pros & Cons
TX3 Funding delivers a modern prop trading structure with profit splits reaching 95%, leverage up to 1:100, and flexible evaluations with no time pressure. Its model focuses on scalability, support access, and trader-friendly growth conditions, balanced against a narrower asset selection.
Cons
Pros
Limited Range of Trading Instruments
Diverse Funded Account Options
-
High-Profit Splits
-
24/7 Support via Chat
-
Flexible Evaluation With No Time Limits
-
Scaling Plan For Account Growth
Funding & Prices on the Accounts
TX3 Funding FX offers various account sizes to suit different trading styles and experience levels. Here's a breakdown of their funding options:
Account sizes range from $5,000 to $300,000 (scalable up to $2,000,000)
Variable one-time evaluation fees from $49, based on the selected add-ons
No ongoing fees or subscriptions after becoming funded
A look into TX3 Funding FX One Phase challenge
The competitive pricing and potential for account growth make TX3 Funding FX an attractive option for traders looking to maximize their earning potential.
Account Balance
One Phase
Two Phase Flex
Two Phase Pro
$5K
$59
$49
$65
$10K
$99
$79
$129
$25K
$189
$149
$229
$50K
$289
$249
$335
$100K
$479
$399
$549
$200K
$949
$749
$1,099
$300K
-
$1,199
$1,649
All evaluation fees are one-time and fully refundable upon passing the challenge and receiving the first funded payout. TopTier’s pricing is competitive across the industry, with affordable entry points and flexible scaling.
How to Open an Account and Verify on TX3 Funding FX?
Opening an account with this firm is fast and compliant, enabling secure access to trading platforms after completing identity checks required by financial regulations.
#1 Go to the Broker’s Official Website
Visit the prop firm's official site and click on "Log in" to reach the sign in page, and then select "New to our Platform? Sign Up" to initiate account creation.
#2 Complete the Registration Form
Fill out TX3 Funding registration form with the following details. Note that completing the "Address Line 2" box is optional.
Email
First and last name
Date of birth
Address
City/State
Zip code
Country
State
Phone number
At the end, click "Create Account" to complete the registration process and access TX3 Funding client dashboard.
TX3 Funding registration requires phone number, email, and residential address
#3 Verify Your Identity (KYC)
To be eligible for profit withdrawals in the funded phase, traders must complete the KYC verification process by uploading the necessary KYC documents, including:
Proof of ID: Passport or Driving license
Proof of Address: Utility bill or Bank statement
TX3 Funding FX Evaluation Phases
Most firms offer various evaluation models for clients. The TopTier Challenges consist of three programs, including One Phase, Two Phase Flex, and Two Phase Pro.
Features
One Phase
Two Phase Flex
Two Phase Pro
Minimum Trading Days
3
3/phase
4
Leverage
1:60
1:100
1:100
Profit Target
8%
10% / 5%
8% / 5%
Maximum Loss
6%
10%
8%
Maximum Daily Loss
3%
5%
5%
Profit Split
90%
90%
90%
Consistency Rule
30%
None
None
Daily Profit Cap
N/A
2%
N/A
You can enable add-ons such as news trading, weekend trading, utilization of EAs, etc., for challenges. However, these come with an extra cost.
TX3 Funding FX One Phase Challenge
The One Phase Challenge is built for traders who want rapid access to funded status through a single evaluation stage, featuring moderate leverage, a clear 8% profit target, and strict consistency control to promote disciplined performance.
Minimum Trading Days
3/phase
Leverage
1:100
Profit Target
10% / 5%
Maximum Loss
10%
Maximum Daily Loss
5%
Profit Split
90%
Consistency Rule
None
Daily Profit Cap
2%
This model suits traders who prefer a fast-track evaluation with firm behavioral controls and a single, clearly defined objective.
TX3 Funding One Phase Challenge with 8% profit target, 1:60 leverage, and 90% profit split
TX3 Funding FX Two Phase Flex Challenge
The Two Phase Flex Challenge follows a progressive structure with two profit milestones and relaxed consistency rules, allowing traders to scale performance across two stages while accessing higher leverage and wider loss allowances.
Minimum Trading Days
3
Leverage
1:60
Profit Target
8%
Maximum Loss
6%
Maximum Daily Loss
3%
Profit Split
90%
Consistency Rule
30%
Daily Profit Cap
N/A
This format is ideal for traders who want structured progression without consistency limits while maintaining strong downside protection.
TX3 Funding Two Phase Flex model featuring 10% and 5% targets with 1:100 leverage and no consistency rule
TX3 Funding Two Phase Pro Challenge
The Two Phase Pro Challenge targets advanced traders seeking higher leverage with tighter overall loss control, offering the same dual-step targets as the Flex model but with stricter maximum loss limits.
Minimum Trading Days
4
Leverage
1:100
Profit Target
8% / 5%
Maximum Loss
8%
Maximum Daily Loss
5%
Profit Split
90%
Consistency Rule
None
Daily Profit Cap
N/A
This challenge is structured for traders who prioritize capital protection alongside aggressive leverage and performance-based scaling.
TX3 Funding Two Phase Pro challenge with 1:100 leverage, 8% and 5% targets, and 90% profit split
TX3 Funding FX Profit Split
TX3 Funding FX offers one of the most competitive profit-sharing structures in the industry. Funded traders start with a 90% split on all challenge accounts.
With consistent performance and participation in the scaling plan, traders may increase their share up to a maximum of 95%.
TX3 Funding FX Challenge Time Limit
TX3 Funding FX stands out by offering unlimited time to complete both its One-Phase and Two-Phase Challenges. This gives traders complete flexibility to work at their own pace without the pressure of fixed deadlines.
The only requirements are minimum trading days: 3 per phase for all funding programs, except for the Two Phase Pro, which is 4 days per phase.
Does TX3 Funding FX Prop Firm Offer Any Bonuses And Promotions?
This firm, similar to many competitors, does not offer any bonuses or promotions like those found in Forex brokers. However, you can always find promo codes on the internet. Here are some:
Get 20% off orders with [WEBACK]
Get 25% off on the challenge's price with [MCJOSH]
TX3 Funding FX Rules
The TopTier Trader rules enforce strict guidelines to ensure fair and transparent trading. Key rules include restrictions on VPN usage during KYC, proper hedging within a single account, limited EA usage, prohibited trading strategies like Martingale, and regulated news trading practices.
Avoid using a VPN during KYC, as it can delay or cause rejection of your application;
Hedging is allowed within one account but prohibited across multiple accounts on the same instrument;
EA usage is allowed only on Pro and Flex accounts, with strict restrictions on specific strategies;
Martingale and arbitrage strategies are prohibited, as they exploit the trading environment for unfair advantage;
News trading is allowed with the News Trading Add-on during the funded phase, with specific restrictions on timing.
A list of restricted trading practices on TX3 Funding FX
VPN Usage
TX3 Funding FX prohibits the use of VPN during the KYC verification process. This could result in delays or even a rejection of your application.
Hedging
Traders are permitted to hedge positions within a single account, meaning long and short positions can be held simultaneously on the same instrument.
However, hedging across multiple accounts is prohibited and flagged by the risk team.
Expert Advisors (EA)
EA usage is only allowed for traders using Pro and Flex accounts. Certain EA trading strategies are explicitly prohibited on the platform, including:
Any violation using these strategies will result in account penalties, including deductions, breaches, or bans.
For accounts that do not have EA access, violations related to EA usage are reviewed after Phase 2 or at payout time. This ensures proper validation and review before taking any action.
Martingale and Arbitrage Strategies
TX3 Funding FX supports a wide variety of trading strategies, but strategies like latency arbitrage, reverse arbitrage, and martingale are prohibited. These methods exploit the simulated environment or provide an unfair advantage.
Violations lead to breaches of the platform's terms of use policy and disqualification from challenge or funded accounts.
News Trading
News trading is only allowed with the News Trading Add-on during the funded phase across all challenge models.
Trades cannot be executed or closed within 5 minutes before or after a red folder macroeconomic event or on all-day events unless the News Trading Add-on is active.
Common red folder events affecting various instruments include:
Violating these rules will lead to penalties or forfeited profits.
TX3 Funding Payout Policy
TX3 Funding applies a structured payout system across its Flex, Pro, and 1 Phase accounts, combining fast payout windows, minimum profit thresholds from 2% or $100, and profit splits reaching up to 90%. All requests must be submitted through the trader dashboard with zero open positions.
TX3 Funding payout policy showing Flex, Pro, and 1 Phase payout timing, minimum profit, and profit split structure
Payout eligibility depends on each challenge type’s specific rules and consistency conditions;
Flex: first payout after 10 days, then every 5 days, with 2% minimum profit and 80/20 split;
Pro: payout anytime after 40% consistency and 2% profit, with 80/20 split;
1 Phase: first payout after 3 days, then every 3 days, with $100 minimum and 85/15 split;
Supported methods include Bitcoin, USDT (ERC-20), and Rise;
Average processing time is within 1 business day after risk and compliance checks;
Payout address changes activate after 24 hours;
Full KYC via Sumsub is mandatory, and all transaction fees are paid by the trader.
This payout framework offers TX3 traders fast access to profits, global crypto withdrawal coverage, and clearly defined timelines, while maintaining strict compliance through consistency rules, KYC verification, and real-time risk control.
TX3 Funding FX Scaling Plan
TX3 Funding FX allows funded traders to start with account sizes between $5,000 and $300,000. Through its scaling plan, these accounts can grow in 25% increments every three months, provided consistent profitability is demonstrated.
Cumulatively, traders may manage up to $600,000 across multiple accounts, which can then be scaled to a maximum capital allocation of $2,000,000, making TopTier one of the highest-ceiling prop firms in the industry.
Funding structure and maximum limits in TX3 Funding FX scaling program
Trading Platforms and Facilities
TX3 Funding FX has recently made a significant change in their trading platform offerings. In fact, they now provide trading on the TradeLocker platform, with features including:
At TX3 Funding Forex, leverage is structured to balance profit potential with strict risk control. Depending on the challenge type and tradable instrument, leverage ranges from 1:1 to 1:50, with an optional Double Leverage add on for advanced exposure management.
Instrument
TX3 Pro
TX3 Flex
TX3 1 Phase
Forex
1:50 (1:100 w/ DL)
1:50 (1:100 w/ DL)
1:30 (1:60 w/ DL)
Gold & Commodities
1:20 (1:40 w/ DL)
1:20 (1:40 w/ DL)
1:25 (1:40 w/ DL)
Indices
1:15 (1:30 w/ DL)
1:15 (1:30 w/ DL)
1:15 (1:30 w/ DL)
Crypto
1:1 (1:2 w/ DL)
1:1 (1:2 w/ DL)
1:1 (1:2 w/ DL)
DL = Double Leverage Add on: This optional upgrade increases leverage across all supported instruments for traders seeking higher market exposure.
The TX3 Funding leverage framework reflects a controlled trading environment where margin efficiency, overnight risk, and volatility protection remain central. By adjusting leverage per asset class and challenge type, the firm supports performance scalability without compromising account safety.
Detailed TX3 Funding leverage breakdown across TX3 Pro, TX3 Flex, and TX3 1 Phase accounts with optional Double Leverage add on
TX3 Funding FX Payment Methods Overview
The firm uses "Rise" to process payments. Via this platform, there are 15 options available, including:
Commission & Fees Structure in Trading and Other Operations
Costs in working with a financial company are so important for estimating the profits. Regarding withdrawals, a $40 fee is deducted from the payouts while withdrawing via Rise.
In trading, there are no spreads and fees charged by the firm, but the liquidity provider may charge traders. The amount varies and does not have a fixed value.
Educational Resources on TX3 Funding FX
TX3 Funding FX offers a focused learning hub through its in-house educational blog, featuring 16 expertly written articles. These resources cover futures trading, CFDs, market sessions, and contract specifications, delivering actionable insights for modern traders navigating fast-moving global markets.
Educational blog with 16 in-depth trading articles
Topics include day trading futures, scalping, breakouts, and momentum strategies
Coverage of futures market hours and global session timing
Detailed comparisons like CFD vs Futures (2025 edition)
Specialized guides on gold futures tick value and micro gold futures
Although TX3 Funding currently focuses solely on blog-based education, the depth and technical accuracy of its articles provide traders with practical tools to refine strategies, understand derivatives markets, and improve risk-adjusted performance.
Overview of TX3 Funding FX educational resources featuring day trading futures strategies, CFD vs futures comparisons, and gold futures guides
You can also check TradingFinder's Forex education section for additional learning materials.
Trust Scores
As a relatively new firm, TX3 Funding FX's trust scores are still developing, but we found a rating on one of the most famous websites, Trustpilot. The TX3 Funding Trustpilot scores are as follows:
3.8 out of 5
4,198 reviews
Over 84% of the scores are 5-star
100% of negative reviews were replied to by the firm
While the firm has gained popularity, potential traders should conduct thorough research and consider the lack of a long-term track record.
TX3 Funding has replied to 100% of negative reviews on its Trustpilot profile
Customer Support: How and When to Contact?
At TX3 Funding, trader assistance is built around fast, multi channel communication. With 24/5 live chat, direct phone access, and an active Help Center, support coverage is designed to match the pace and demands of active proprietary trading.
Support Method
Availability
Live Chat
Yes (24/5)
Email
Yes (support@tx3funding.com)
Phone Call
Yes (+1 786 957-8539)
Discord
Yes
Telegram
No
Ticket
Yes
FAQ
Yes
Help Center
Yes
WhatsApp
Yes
Messenger
No
TX3 Funding User Base
TX3 Funding FX shows a geographically diverse and rapidly expanding trader community, with the United States leading at 44.78% of total traffic. Strong participation from South Africa, Mongolia, and Latin America highlights the firm’s growing global footprint across both developed and emerging trading markets.
United States dominates the user base with 44.78% share and +24.28% growth;
South Africa ranks second with 30.81%, reflecting strong regional adoption;
Mongolia contributes 8.71%, indicating rising interest from Asian retail traders;
Dominican Republic accounts for 3.85%, supporting Caribbean market growth;
Nigeria holds 3.41%, despite a -74.90% recent traffic decline;
User distribution confirms a multi-continent trading audience with scalable demand.
This international user mix strengthens TX3 Funding’s liquidity ecosystem and brand exposure, positioning the firm for sustained expansion across high-growth financial regions.
Geographic breakdown of TX3 Funding FX users showing the United States, South Africa, and Mongolia as the top traffic sources
TX3 Funding FX on Social Media Platforms
TX3 Funding maintains a strong digital presence across major social platforms, connecting with over 170,000 followers worldwide. These channels are used for challenge updates, payout highlights, platform news, and real time community engagement with active funded traders.
TX3 Funding FX stands out in the competitive prop trading landscape by combining a $49 minimum challenge price,up to 95% profit share, and a $2,000,000 funding cap. When compared with The5ers, Breakout Prop Firm, and BrightFunded, TX3 delivers a balanced mix of affordability, leverage, and trading flexibility.
TX3 Funding FX funded account prices start from $49. However, traders can lower the challenge prices by using 20% and 25% discount codes. Trading is powered by the Trade Locker platform, featuring TradingView charts, one-click execution, micro-lot trading, and built-in SL & TP calculators.
Leverage ranges from 1:1 to 1:50, with an optional Double Leverage Add-on extending selected instruments up to 1:100. The TX3 Funding FX Scaling Plan enables traders to begin from $5,000 to $300,000, scaling funded capital by 25% every three months through consistent profitability.
FAQs
What is TX3 Funding FX?
TX3 Funding FX is a US-based proprietary trading firm founded in 2021, offering funded accounts up to $2,000,000 with flexible 1-Step and 2-Step evaluations, high leverage, and profit splits reaching 95%.
Who is the CEO of TX3 Funding?
Jamal Hollingsworth is the President of TX3 Funding and the founder of TopTier Trader, leading the firm with a strong background in trading education, marketing, and executive management.
What is the minimum challenge price at TX3 Funding?
The minimum entry price starts from $49, making TX3 Funding one of the most affordable high-capital prop firms in the market.
What is the maximum funding traders can reach?
Traders can scale funded capital up to a maximum of $2,000,000 through the structured TX3 Funding scaling program.
What profit split does TX3 Funding offer?
TX3 Funding provides profit splits starting at 90%, scalable up to 95% with consistent performance and scaling participation.
How often are payouts made?
Payouts are processed on a bi-weekly schedule, depending on the account type and minimum payout conditions.
What is the first profit target?
The first profit target across most challenges starts at 8%, depending on the selected evaluation model.
What are the maximum loss limits?
Maximum daily loss is capped at 5%, while total drawdown is limited to 10%, ensuring strict risk control.
Does TX3 Funding have a time limit for challenges?
No, all TX3 Funding challenges come with unlimited time, subject only to minimum trading day requirements.
What trading platform does TX3 Funding use?
TX3 Funding operates on the TradeLocker platform, featuring TradingView charts, one-click execution, micro-lot trading, and built-in SL & TP calculators.
Is news trading allowed at TX3 Funding?
Yes, news trading is allowed only with a paid News Trading add-on, with strict time-based execution restrictions.
What payment and withdrawal methods are supported?
Withdrawals are processed via Rise using crypto and credit or debit cards, including Bitcoin and USDT (ERC-20).
Is KYC verification mandatory?
Yes, full identity verification via Sumsub is required before any profit withdrawals are approved.
What trading instruments are available?
TX3 Funding offers access to Forex pairs and major metals such as Gold and Silver, totaling over 80 tradable assets.
What is TX3 Funding’s Trustpilot score?
TX3 Funding holds a 3.8 out of 5 rating on Trustpilot, based on more than 4,000 reviews, with full responses to negative feedback.
