XMTrading Broker Review 2026

XMTrading offers commission-free trading (except for the Zero account) on 1,400+ trading instruments for Japanese traders. A $30 no deposit bonus, free VPS, and AI-generated signals are some of the broker’s attractive offerings.

XMTrading broker offers a high leverage of 1:1000 on currency pairs and some metals. Also, the broker provides more than 1400 instruments to trade.

XMTrading; An Introduction to the Broker and Its Regulatory Status

XMTrading, established in 2009, is a Forex and CFD broker offering 1,400+ trading instruments.

The broker operates through two legal entities registered in different jurisdictions, including:

Based on the broker's statement, XMTrading is targeted only at the Japanese market, and traders from other regions are not eligible to use the broker's services.

Potential clients should note that the lack of transparency about the founders, management team, and company background can be alarming.

XMTrading Broker Table of Specifications

The company prides itself on executing 99.35% of all trading orders in less than a second with no re-quotes and no rejections. Let’s take a quick look into the Forex broker’s offerings.

XMTrading Account Types

The broker offers four distinct account types, including Micro, Standard, KIWAMI, and Zero, with different trading conditions.

XMTrading offers swap-free accounts for traders who are interested in using this type of account.

Upsides and Downsides

Offering Negative Balance Protection (NBP) is one of the advantages in this XMTrading review.

Before making a decision, let’s make a list of pros and cons.

XMTrading Broker Account Opening and KYC

XMTrading registration is quick, secure, and requires minimal information: just your country, email address, and a password. No phone verification or document upload is needed at this stage.

Once your email is confirmed, you’ll immediately gain access to the XMTrading trading dashboard, where you can explore instruments like Forex, cryptocurrency, and CFDs. This streamlined onboarding process makes it ideal for both new and experienced traders using platforms such as MetaTrader 4 and MetaTrader 5.

#1 Access the XMTrading Sign-Up Page

Visit the official XMTrading website and select the “Get Started” option to initiate the registration form.

#2 Complete the Registration Form

Choose your country of residence, enter a valid email address, and create a strong password. Accept the terms and submit the form to proceed.

#3 Confirm Your Email Address

Check your inbox for a verification message from XMTrading. Click the link provided to activate your account and unlock your personal dashboard.

XMTrading App and Trading Platform

XMTrading offers full support for the industry-standard MetaTrader suite, providing flexible access across desktop, web, and mobile environments. Traders can choose between:

• MetaTrader 4 (MT4)
• MetaTrader 5 (MT5)
• MT4/MT5 for iOS and Android
• WebTrader for browser-based access

These platforms support advanced charting tools, multiple order types, and integration with Expert Advisors (EAs). Users can also leverage algorithmic strategies via the integrated MQL5 signal marketplace.

Additionally, XMTrading provides free access to AI-generated trade signals covering over 100 instruments, including gold, USD/JPY, and the S&P 500, allowing clients to supplement their technical analysis with automated insights.

Note: Custom MT4 and MT5 indicators developed by TradingFinder are also compatible with the broker’s infrastructure.

XMTrading Fees and Commissions

The broker offers commission-free trading across 3 of its account types. However, trading on the Zero account, which comes with no spread markups, incurs a $5 commission per lot.

XMTrading fee structure:

Swap Fee at XMTrading Broker

Overnight financing (swap) at XMTrading is charged or credited to your account for positions held past the daily rollover cutoff (22:00 GMT).

For example, the swap for EUR/USD is -9.79 (Long) / 2.91 (Short), giving traders a clear view of potential overnight costs and credits.

Here are some important points you should know:

• Swap/rollover only applies to cash (spot) instruments; futures (instruments with expiry) are exempt;
• For the GBP/JPY currency pair, the Swap Long is 3.81 and the Swap Short is -39.39;
• On Wednesday (for Forex / spot metals), the rollover fee/credit is 3× the normal daily rate to cover Saturday & Sunday;
• For CFDs on cash indices, energies, stocks etc., the 3-day rollover applies on Fridays rather than Wednesdays;
• XMTrading offers swap-free / Islamic accounts.

Non-Trading Fee at XMTrading Broker

Non-trading costs at XMTrading remain very limited under typical conditions. The official client agreements show that deposit and withdrawal operations are generally free, while inactivity or dormancy may trigger fees after a defined idle period.

To help you understand exactly what to watch out for, here are the key official points:

• Deposits and withdrawals have no internal fee charged by XMTrading under standard payment methods;
• If an account remains inactive (no trades, deposits, withdrawals or internal transfers) for a certain period, a dormant account fee of USD 10 per month may apply;
• If inactivity continues and the free balance is below USD 10 (or zero), XMTrading may archive / close the account rather than charging further fees;
• Currency conversions may carry a mark-up on exchange rate, effectively a hidden cost.

XMTrading Broker Withdrawal and Deposit Methods

XMTrading offers a streamlined and cost-efficient deposit and withdrawal system. The broker uses an internal wallet service known as “MyWallet” to facilitate fund storage and transfers between accounts.

Accepted funding methods include:

• Skrill
• Neteller
• Bank cards and local transfer options (varies by region)

Deposits and withdrawals are fee-free across all supported methods. The minimum deposit and withdrawal amount is set at just $5, making the platform accessible for beginners and micro-account users alike.

Client accounts can be funded in three major currencies: USD, EUR, and JPY, minimizing conversion fees for global traders. Withdrawal methods mirror deposit methods, and all requests are processed via the secure client portal with competitive processing times.

Deposit Methods at XMTrading

XMTrading officially supports three primary deposit channels that are confirmed in its public legal and funding documentation. These methods cover card payments, traditional bank transfers, and digital e-wallet solutions for faster accessibility.

However, exact funding limits, processing speeds, and supported currencies depend on the client’s region and account verification status.

The available deposit setup is summarized below:

Withdrawal Methods at XMTrading

Withdrawal (cash-out) at XMTrading follows the same main payment channels used for deposits.

This means clients can expect to use their original deposit method (card, bank wire, or e-wallet) when withdrawing, without broker-imposed charges in usual circumstances.

Key XMTrading Withdrawal Conditions:

• Withdrawal requests are processed instantly by the AI Back Office system, with same-day execution in most cases;
• Bank wire, credit, and debit card withdrawals typically take 2-5 business days to reach the client’s account;
• The minimum withdrawal amount is $5;
• XMTrading does not normally charge any deposit or withdrawal fees, though third-party payment providers may apply charges.

Does XMTrading Offer Copy Trading or Investment Plans?

While the broker doesn't offer traditional copy trading or investment plans, it provides some alternatives:

• MQL5 Signals: Algorithmic trading signals through the MT4/MT5 platforms
• AI-Generated Signals: Trade ideas on top 100 instruments, including Gold, USD/JPY, and S&P 500, for free

Trading Instruments

This broker provides access to over 1,400 tradable instruments across 6 diverse asset classes. It offers competitive leverage and trading conditions, all supported by verified data from reliable financial sources.

Traders can take advantage of comprehensive market access and favorable trading conditions across multiple asset classes.

XMTrading Promotions

XMTrading offers several promotion plans. Offering a $30 no deposit bonus is one of the advantages in this XMTrading review.

The broker also has other promotions in place, including:

• $30 Trading Bonus: No-deposit bonus for new clients upon completing verification
• 50% + 20% Deposit Bonuses: 50% extra funds up to $500 and 20% up to $4,500 (not withdrawable)
• Referral: Up to $130 per referred client
• Loyalty Program: Up to 16 XMP per traded lot for redeeming credit bonuses
• Free VPS: Virtual Private Server ideal for EAs

XMTrading Broker Awards

This is how XMTrading presents its latest accolades: a testament to its global recognition and service quality.

XMTrading awards reflect consistent excellence across customer support, transparency, and overall broker performance.

Below are some of the most important honors awarded:

• Best Global Broker of the Year 2025 (Awarded by Holiston Media)
• Best Customer Support Asia 2025 (Awarded by Holiston Media)
• Best Customer Support Global 2025 (Awarded by Capital Finance International Awards)
• Most Transparent Broker Global 2024 (Awarded by Capital Finance International Awards)
• Outstanding FX Broker Asia 2025 (Awarded by Capital Finance International Awards)
• FX Broker of the Year 2024 (Awarded by World Finance Forex Awards)

XMTrading Client Service

The broker provides 24/5 support in more than 8 languages through a live chat feature on its website, email, and ticket system.

While the broker does not provide phone support or weekend availability, response times via chat and email are generally prompt and professional.

The multichannel, multilingual setup is suitable for both beginner and experienced traders needing guidance on platform use, account issues, or trading conditions.

XMTrading Broker Restricted Countries

Based on the latest update provided by the company, XMTrading accepts clients only from Japan. In other words, traders from other regions or countries cannot open an account with the broker.

User Satisfaction

There is only one comment on XMTrading Trustpilot. The resulting score is 3.7 out of 5, even though the only XMTrading review on the platform is 5-star. The company has not been featured on any other rating websites.

Educational Offerings

The broker offers a comprehensive education center offering free materials on various topics, including:

• Trading Basics
• Master Technical Analysis
• Strategies
• Fundamental Analysis

XMTrading Vs. Other Brokers

The table below provides a glance at XMTrading vs other forex brokers:

Conclusion and Final Words

XMTrading provides access to 6 asset classes, including Forex and Stock Derivatives, with forex leverage options of up to 1:1000. The broker supports Skrill and Neteller payments with a minimum deposit of $5.