Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. According to the statistics of all exchanges and brokers, more than 75% of people lose!
Finotive Funding is a prop trading firm based in Cyprus, providing up to $3M in trading capital through its 1-step/2-step Challenge and Instant Funding accounts. The firm offers leverage options of up to 1:100, a minimum commission of $3 per lot, and a profit split of up to 100%.
Finotive Funding offers funded accounts in a price range of $35 to $2,000 with no time limits. The Finotive Pro program comes with a fixed monthly salary of $500. The first profit target, maximum daily loss, and total drawdown are 7.5%, 8%, and 16%.
Finotive Funding has paid out more than $14M profit share to its clients
Finotive Funding; Company Introduction
Finotive Funding was founded in April 2021 by CEO Oliver Newland. The firm is located in Cyprus and is an affiliate of Finotive Markets LLC brokerage company.
The prop firm provides retail traders with trading capital for a low price. Key features of Finotive Funding:
Oliver Newland, the Founder and Group CEO of Finotive Group, is a London-based financial leader with a strong background in FX fund management.
With education from the London School of Economics and CISI, he has shaped Finotive’s global vision since 2021.
Founder & Group CEO of Finotive Group since April 2021
Former Diversified FX Fund Manager at Newmount Asset Management
Holds a BSc in Mathematics & Economics and an MSc in Risk & Finance from LSE
Completed CISI Level 7 in UK Regulation and Professional Ethics
Active across EMEA regions with a focus on financial innovation
Oliver Newland, the CEO of Finotive Group, combines expertise in FX fund management and top-tier education
Finotive Funding Table of Specifications
The prop firm provides traders with analytical tools and access to live non-execute trading accounts through its partnership with Finotive Markets LLC, a licensed MetaTrader broker. Key specifications of Finotive Funding:
Finotive Pay, Crypto, PayPal, Revolut, Bank Transfer
Maximum fund size
$3,000,000
First profit target
7.5%
Max. daily loss
7%
Challenge time limit
Unlimited
News trading
Allowed
Maximum total drawdown
14%
Trading platforms
MT5
Commission
Challenge: $4/round lot
Instant Funding: $4/round lot
Finotive Pro: $3/round lot
TrustPilot score
3.8
Payout frequency
Weekly
Established country
Cyprus
Finotive Funding (Advantages and Disadvantages)
Like any trading platform, Finotive Funding comes with its own set of pros and cons.
Pros
Cons
Access to the popular MetaTrader 5 platform
Unregulated brokerage partner
Scaling option up to $3,000,000
Limited educational resources
Salary program
Limited contact channels
Instant funding
Geo-restrictions
Funding Plans and Pricing
Finotive Funding prop firm offers a variety of account options to cater to different trading styles and experience levels. Here's an overview of their funding plans and pricing structure.
Account Size
Challenge
Instant Funding
Finotive Pro
1 Step
2 Step
Standard
Lite
1 Step
2 Step
$2,500
$39
$29
$89
$59
-
-
$5,000
$59
$44
$179
$109
-
-
$10,000
$99
$74
$319
$199
-
-
$25,000
$199
$164
$639
$449
-
-
$50,000
$349
$290
$1,299
$699
$514
$469
$75,000
$487
$405
$1,869
$849
$714
$624
$100,000
$589
$489
-
$999
$914
$744
$150,000
$834
$729
-
-
$1,369
$1,119
$200,000
$999
$899
-
-
$1,799
$1,484
Unlike some prop trading firms that refund the evaluation fee upon successful completion of the challenge, Finotive Funding has a strict non-refundable policy.
All initial fees, whether for Challenge or Instant Funding accounts, are final. However, refunds are available on the Finotive Pro program.
Registration and Verification
Opening an account with Finotive Funding is simple and designed to meet security and compliance standards. You’ll be up and running in just a few steps.
#1 Visit the Finotive Funding Website
Go to the official Finotive Funding homepage.
#2 Access the Finotive Funding Login Section
Click “Log In” from the top menu, then select “Create a New Account for Free”.
#3 Complete the Finotive Funding Form
Enter your personal details, including full name, email, and password, then submit to finalize your account creation.
#4 Finotive Funding KYC
Upon passing the evaluation phase or in the case of purchasing an instant-funded account, you must accept the terms and rules by clicking "Proceed to Confirmation".
Then provide KYC documentation (Proof of identity and proof of address) and participate in a video verification process.
After creating an account, you’ll be required to confirm Finotive Funding's terms and conditions
Finotive Funding Evaluation
The next step in Finotive Funding review is exploring the challenge rules. The firm has established a comprehensive set of conditions to ensure fair and responsible trading.
Features
Challenge
Instant Funding
Finotive Pro
1 Step
2 Step
Standard
Lite
1 Step
2 Step
Profit Target
10%
7.5% / 5.0%
-
-
10%
7.5% / 5.0%
Daily Loss Limit
4%
5.0%
3.5%
3%
4%
5%
Total Drawdown
8%
10%
7%
6%
8%
10%
Leverage
Up to 1:50
Up to 1:100
1:33
1:25
1:50
1:100
Profit split
75%
75%
70%
65%
75% (up to 100%)
75% (up to 100%)
Total / Instrument Risk
4.0% / 2.0%
5.0% / 2.5%
3.5% / 2.5%
3% / 2%
4.0% / 2.75%
5.0% / 3.5%
Monthly Salary
-
-
-
-
$500
$500
Finotive Funding Challenge Program
The Finotive Funding Challenge Program empowers traders with flexible one-step and two-step evaluations tailored for different risk profiles.
Key features and conditions of Finotive Funding Challenge Program
With profit targets as low as 5% and leverage up to 1:100, traders gain access to a 75% profit split.
Features
1 Step
2 Step
Profit Target
10%
7.5% / 5.0%
Daily Loss Limit
4%
5.0%
Total Drawdown
8%
10.0%
Leverage
Up to 1:50
Up to 1:100
Profit split
75%
75%
Total / Instrument Risk
4.0% / 2.0%
5.0% / 2.5%
Monthly Salary
-
-
Finotive Funding Instant Program
The Finotive Funding Instant Program offers traders direct access to funded accounts without passing evaluations.
Finotive Funding Instant program requires a minimum of 5 profitable days on the Lite mode
With flexible Standard and Lite models, traders can benefit from high leverage, up to 70% profit split, and transparent risk limits for long-term growth.
Features
Standard
Lite
Profit Target
-
-
Daily Loss Limit
3.5%
3%
Total Drawdown
7%
6%
Leverage
1:33
1:25
Profit split
70%
65%
Total / Instrument Risk
3.5% / 2.5%
3% / 2%
Monthly Salary
-
-
Finotive Pro Program
The Finotive Pro Program is designed for experienced traders aiming for higher rewards with structured 1-step and 2-step evaluations.
Finotive Pro program offers refunds on evaluation fees
Offering leverage up to 1:100, profit splits up to 100%, and a $500 monthly salary, it supports professional-level trading growth.
Features
1 Step
2 Step
Profit Target
10%
7.5% / 5.0%
Daily Loss Limit
4%
5%
Total Drawdown
8%
10%
Leverage
1:50
1:100
Profit split
75% (up to 100%)
75% (up to 100%)
Total / Instrument Risk
4.0% / 2.75%
5.0% / 3.5%
Monthly Salary
$500
$500
Does Finotive Funding offer Bonus and Promotion Programs?
While Finotive Funding is known for its innovative approach to prop trading, there's no explicit mention of bonus or promotion programs on its website. However, they do offer coupon codes from time to time.
At the time of writing this article, a 25% discount is automatically applied to all accounts. There is also a 15% discount code (FINCRYPTO) for crypto payments.
Finotive Funding Rules
As is usual at Prop Firms, Finotive Funding has certain conditions for trading;Key Points of Finotive Funding Policy:
VPN & VPS Usage: VPN and VPS are allowed for secure trading as long as there’s no malicious intent.
Hedging: Hedging is allowed with restrictions, including prohibiting hedging during major news releases and across multiple accounts.
Expert Advisors (EAs): EAs are allowed, but HFT and Arbitrage EAs are prohibited. Switching from manual to EA trading may reduce profit splits.
Martingale & Arbitrage Strategies: Martingale strategies are allowed, but Arbitrage strategies are prohibited.
News Trading: News trading is permitted, with restrictions on high-risk strategies like news straddling and proper risk management required;
Payout: Payouts are weekly and automated via Finotive Pay, starting day one, with no minimums except $100 for cryptocurrency transactions.
VPN & VPS Usage
Traders are allowed to use both VPN and VPS services for secure and efficient trading with Finotive Funding. This enables flexibility to trade from anywhere.
However, there should be no malicious intent behind their use, ensuring that all activities remain within the platform's terms and conditions.
Hedging Policy
Hedging is permitted at Finotive Funding but comes with key restrictions. Traders are not allowed to hold hedged trades during major news releases.
Additionally, hedging across multiple accounts and collusion (placing offsetting trades or synchronized trading) is strictly prohibited.
Expert Advisor (EA) Usage
Finotive Funding allows the use of Expert Advisors (EAs), as long as they comply with the platform's trading rules. HFT (High-Frequency Trading) EAs and Arbitrage EAs are not permitted.
If a trader switches from manual trading to using an EA once funded, there may be a reduction in the profit split.
Martingale & Arbitrage Strategies
Martingale strategies are allowed at Finotive Funding as long as traders follow the platform’s trading rules, particularly the guidelines in Section 7 of the Terms and Conditions.
However, any form of Arbitrage strategies, such as exploiting price feed errors or platform inefficiencies, is strictly prohibited.
News Trading Policy
News trading is welcomed and can be a profitable strategy. However, traders must avoid news straddling, which is considered too risky.
Finotive Funding allows news trading with prop risk management
Proper risk management should be applied, especially during high-impact news events, to prevent significant slippage or all-or-nothing behavior.
Traders should refrain from risking large portions of their drawdown limits during such events.
Finotive Funding Payout Rules
The payout system offers automated weekly withdrawals through Finotive Pay. Traders can request payouts as early as day one of being funded, with no strict minimums (except $100 for crypto).
Fully automated payouts, with near-automated manual reviews in rare cases
Processed every Friday, ensuring regular access to profits
First withdrawal from day one of funded status
No minimum payout (except $100 for crypto via Finotive Pay)
Fast review times within 24 hours, or up to 2 days during peak periods
Reasons that Finotive Funding may reduce withdrawal amounts
Finotive Funding Scaling Plan
The Finotive Funding scaling plan is designed to reward consistent performance by increasing account balances and profit splits over time.
Traders across Challenge, Instant Funding, and Pro accounts can scale up to multi-million-dollar allocations while enjoying higher payout percentages.
Finotive’s Challenge Accounts allow traders to prove consistency over 3-month cycles, with balances growing by 30% at each stage. Profit splits increase progressively, rewarding disciplined strategies with higher earnings.
Eligibility: 2 of 3 profitable months, meet targets, 50+ trades
Balance Growth Example: $10K to $32K with 30% scaling each cycle
Profit Split: 75% to 95% (1-Step), 80% to 95% (2-Step)
Max Scaling: Up to $2.04M+
Finotive Funding Instant Standard Scaling
The Instant Funding Standard program offers direct funding with steady scaling opportunities. Traders who maintain profitability over 3 months can increase both their balances and profit splits significantly.
Eligibility: 3 profitable months, 15% net gain, 50+ trades
Balance Growth Example: $50K to $170K step-by-step
Profit Split: 70% to 90% over cycles
Max Scaling: Up to $680K
Finotive Funding plans to release a new scaling plan in mid-September 2025, according to the support agent
Finotive Funding Instant Lite Scaling
The Instant Funding Lite program is tailored for smaller accounts, offering progressive growth for consistent traders. Despite a lower starting balance, traders can scale quickly while improving their profit split.
Eligibility: 3 profitable months, 15% net gain, 50+ trades
Balance Growth Example: $10K to $32K
Profit Split: 65% to 85% across cycles
Max Scaling: Up to $680K
Finotive Pro (1-Step & 2-Step) Scaling
The Finotive Pro Program provides professional traders with the largest growth potential, fixed at a 100% profit split. With consistent performance, accounts can scale into the millions with no reduction from withdrawals.
Eligibility: 3 profitable months (12% target for 1-Step, 10% for 2-Step)
Balance Growth Example: $100K to $340K step-by-step
Profit Split: Always 100% fixed
Max Scaling: Up to $2.04M+
Trading Platforms
Finotive Funding prop firm, provides traders access to one of the industry's most popular and reliable trading platforms, MetaTrader 5.
TradingFinder has developed various advanced MT5 indicators that you can use for free.
Available Markets on Finotive Funding Prop Firm
It’s time to explore available trading instruments on Finotive Funding. The firm offers traders access to a diverse range of financial markets, allowing for varied trading strategies and portfolio diversification.
Finotive Funding offers flexible leverage options tailored to each account type and asset class, enabling traders to maximize strategies with balanced risk.
From 1:100 leverage on Forex majors to conservative 1:1 on crypto, traders can choose the setup that fits their trading style.
Account Type
Majors
Minors
Exotics
Energy
Metals
Indices
Equities
Crypto
Challenge / Finotive Pro (Two Step)
1:100
1:50
1:25
1:20
1:20
1:10
1:5
1:2
Challenge / Finotive Pro (One Step)
1:50
1:25
1:10
1:10
1:10
1:5
1:4
1:2
Instant Funding (Standard)
1:33
1:15
1:5
1:5
1:5
1:5
1:2
1:1
Instant Funding (Lite)
1:25
1:10
1:5
1:5
1:5
1:5
1:2
1:1
Finotive Funding Payment Methods
The firm offers a comprehensive and flexible payment solution called "Finotive Pay" along other methods to ensure traders can easily manage their earnings. Finotive Funding payment/payout methods:
Deposit
Withdrawal
Crypto
Bank Transfer
Credit/Debit Cards
Crypto
Finotive Pay (not available on the first payment)
Revolut
-
PayPal
-
Finotive Pay
Over $14 million in total payouts have been processed, and more than 9,000 individual traders have been served.
You can withdraw profits from your Finotive Funding account directly via cryptocurrencies like BTC, ETH, USDT, SOL, USDC, and many more
Commission and Spread
Discussing the fee structure is crucial in the Finotive Funding review. The firm offers a transparent and straightforward fee structure.
Account Type
Commission (per round lot)
Spread
Challenge
$4
Average 0.2 Pipps
Instant Funding
$4
Finotive Pro
$3
Note that the firm doesn’t charge any commissions in the evaluation phases, and the mentioned figures only apply to funded accounts.
What Educational Resources Are Available on Finotive Funding?
While Finotive Funding primarily focuses on providing a robust trading platform and funding opportunities, it also offers some limited educational resources through its blog to support traders' development.
The contents evolve around subjects like trading psychology, prop trading features, risk management, and historical data. However, the blog doesn’t pull much strength and offers no more than 20 or 30 articles.
However, TradingFinder has provided many Forex education articles that you can use to expand your knowledge of the market.
Finotive Funding on Review Websites (Trust Scores)
When it comes to trader reviews, Finotive Funding receives a mixed bag of feedback.
Finotive Funding has received 21% negative reviews from TrustPilot users and replied to only 51% of them
Some users praise the consistent and timely withdrawals, responsive support team, and salary programs, while others complain about rule changes, higher-than-averagespreadson certain instruments, and mandatory stop losses.
Customer support is a crucial aspect of any prop firm, and Finotive Funding seems to take this seriously, since it’s provided several contact channels for customers.
Support Method
Availablity
Live Chat
Yes (On the official website)
Email
Yes (support@finotivefunding.com)
Phone Call
No
Discord
Yes
Telegram
Yes
Ticket
Yes
FAQ
Yes
Help Center
Yes
WhatsApp
No
Messenger
No
The prop firm also offers a "Call Back Request" feature, which allows you to request a phone call with the support team.
Finotive Funding User Base
Finotive Funding has built a strong global trader community, ranking #529,291 worldwide and #27,666 in South Africa.
With over$19M in payouts, 4M+ executed trades, and 4+ years of proven record, its reach continues to expand rapidly. Here are the top 5 countries with the most visits to the Finotive Funding website, according to SimilarWeb:
Vietnam: 31.86%
India: 12.47%
United States: 11.99%
United Kingdom: 9.73%
Malaysia: 4.37%
Finotive Funding's top 5 countries regarding web traffic in July 2025
Finotive Funding Prop Firm on Social Media
The final step in the Finotive Funding review is to verify the firm’s presence on social media platforms. The company has a Discord community with over 8,000 members. You can join and start communicating with other traders and the team. Finotive Funding social media links:
By following Finotive Funding on social media, traders can stay updated on the latest trends, participate in discussions, and potentially discover new investment opportunities. This community-driven approach adds value beyond just capital provision.
Finotive Funding Comparison Table
Let's examine the differences between Finotive Funding features and those of other prop firms; Finotive Funding Comparison:
Finotive Funding provides access to funded accounts, ranging from $2,500 to $200K for trading 300+ instruments across 6 asset classes on the MT5 platform. The firm supports Crypto and PayPal weekly withdrawals, and offers an exclusive payroll solution, Finotive Pay.
FAQs
Is Finotive Funding legit?
The firm is based in Cyprus and is an affiliate of Finotive Markets LLC offshore broker, but doesn’t have any licenses from top-tier regulatory bodies.
How long does it take to get funded?
The time to funding depends on your performance in the challenge accounts. Successful traders can potentially get funded within a few weeks.
Can I trade crypto?
Crypto trading is available on the firm.
What happens if I breach a trading rule?
Minor breaches (Total risk, stop loss, and gambling rules) may result in reduced payouts, while major violations (Drawdown rules) could lead to account termination.
What trading platform does Finotive Funding use?
Finotive Funding provides access to the MetaTrader 5 (MT5) trading platform for all accounts.
What is the minimum cost to join Finotive Funding?
The minimum challenge price at Finotive Funding starts at $29, depending on the funding model and account size.
What types of accounts does Finotive Funding offer?
Finotive Funding offers three types of accounts: Challenge (1-phase and 2-phase), Instant Funding (Standard and Lite), and Finotive Pro (salary-based model).
What is the maximum drawdown allowed by Finotive Funding?
Finotive Funding allows a maximum drawdown of up to 14% on some account types.
What is the maximum leverage offered by Finotive Funding?
Leverage of up to 1:400 is available on Finotive Funding accounts, depending on the plan.
How much profit share does Finotive Funding offer?
Finotive Funding offers up to 100% profit share, depending on the account type and performance.
What is the first profit target in Finotive Funding challenges?
The initial profit target in Finotive Funding challenges is typically 7.5%, though it can vary by plan.
Does Finotive Funding allow news trading?
Yes, Finotive Funding permits news trading but restricts high-risk strategies such as straddling.
Can traders use Expert Advisors (EAs) on Finotive Funding accounts?
Yes, Finotive Funding allows EAs, except for high-frequency trading (HFT) and arbitrage bots.
What payment methods does Finotive Funding support for withdrawals?
Finotive Funding supports withdrawals via crypto, PayPal, Revolut, bank transfer, and Finotive Pay.
How often can traders request payouts from Finotive Funding?
Finotive Funding processes payouts on a weekly basis.
What is the commission and average spread with Finotive Funding?
Commissions range from $3 to $4 per round lot, and average spreads are around 0.2 pips.
Does Finotive Funding offer any bonus or promotion codes?
Finotive Funding occasionally provides discounts; for example, the code FINCRYPTO gives a 15% discount for crypto payments.
Does Finotive Funding refund the challenge fee upon passing?
Finotive Funding has a strict non-refundable policy for all account fees, including challenge and instant funding.
However, it does offer refunds for the Finotive Pro program.
Finotive Funding has paid out more than $14M profit share to its clients
Finotive Funding allows news trading with prop risk management
