Instant Funding Review 2025

Instant Funding is a British prop firm serving to more than 25,000 traders. This prop has received 8 industry awards, including "Fastest Growing Firm" in 2023 from "Global Brand Magazine". Also, it has a high score of 4.6 out of 5 on Trustpilot. The maximum fund size of Instant Funding is $1.28M and you can achieve it via 3 challenges [Instant Funding, One-Phase, and Two-Phase]

Instant Funding Prop Firm Company Overview

Instant Funding is a trading firm with a short history alongside a good reputation, serving over 25,000 traders across more than 180 countries. What makes them stand out is their commitment to providing traders with immediate access to capital, allowing them to start trading almost instantly. The company boasts a team of 50 professionals, bringing expertise from top firms in the industry. Instant Funding Features:

• Launched in 2021
• No license from any regulators
• 8 Industry awards as of now
• Over 25000 users worldwide

Specifications Summary

To give you an overview of Instant Funding, let's break down their key specifications:

Pros & Cons

Like any trading solution, Instant Funding has its strengths and potential drawbacks. Let's impartially examine these to help you see if this broker's worth it:

Funding & Price

There are usually different funding levels and models for prop firms. Instant Funding prop is no different and offers a variety of funding options. Here's a breakdown of their offerings:

Firm Registration & Verification

To open an account and begin trading in the Instant Funding prop firm, follow the steps below. Instant Funding registration:

#1 Access the Website

Visit the Instant Funding homepage and click on “Start Trading” to begin.

#2 Fill in Personal Details

Complete the registration form with your first and last name, email address, residential country, and choose a strong password. Agree to the terms and click “Register”.

#3 Sign In to Access the Dashboard

Use your registered email and password to log in and instantly access your trading dashboard, with no verification delays.

For withdrawals, traders must provide Know Your Customer (KYC) documents, including proof of identity and proof of address.

Evaluation Steps

Each challenge has its profit target, maximum drawdown, and profit split, designed to encourage traders to employ risk-managed strategies and earn profits in the long term. Instant Funding evaluation:

Instant Funding offers two distinct scaling models, depending on the program type, both built to reward consistent profitability with automatic capital increases.

Scaling for Challenge Accounts (1-Phase / 2-Phase):

Traders on either evaluation model can grow their capital gradually:

• Make a 10% profit within 90 days
• Submit a scaling request via email (include account ID + results)
• Upon approval, receive a 25% increase based on your original account size
• This process can be repeated every 90 days until your account doubles

Scaling for Instant Funding Accounts:

With the instant model, growth is faster and automated:

• Hit 10% profit
• Close all positions
• Click “Scale” from the dashboard
• Your balance instantly doubles (while retaining your gains)

These models empower both disciplined traders and aggressive performers to build capital over time without needing to re-challenge or reapply.

Bonuses and Discounts

Instant Funding occasionally offers promotions similar to those of other brokers. However, at the time of writing this article, it seems like there are no bonuses available on the website. However, you can check their webpage and official social media channels to get those promo codes before everyone else.

Here are some coupon codes for use on the firm. Examine them and see if they still work:

• FIRST30: 30% discount on trading fees
• BESTSPLIT: 20% discount with 90% profit split

Instant Funding Rules

The Instant Funding rules encourage traders to manage their risk and only use unrestricted strategies to earn profits on funded accounts.

• VPN and VPS: No specific information provided regarding VPN or VPS usage;
• Hedging: Simultaneously opening long and short positions on the same market is allowed, but taking opposite positions on multiple accounts is prohibited;
• Expert Advisors: Publicly available EAs, algorithms, or bots are not allowed;
• Gambeling and risk strategies: The platform prohibits excessive risk-taking and speculative strategies that could result in significant losses;
• News trading: Trades executed within a 4-minute window before or after a major news event are restricted.

VPN and VPS Rules

No details are currently available about the use of VPNs or VPS for trading on this platform.

Hedging Conditions

Traders have the flexibility to open long and short positions on the same market. However, utilizing multiple accounts to execute opposing positions (known as reverse trading or group hedging) is strictly forbidden.

Such actions will result in the immediate closure of the accounts without a refund. Examples:

• Reverse Trading: Taking a long position on one account and a short position on another for the same asset, such as EURUSD
• Group Hedging: When multiple traders coordinate their positions across accounts to mitigate risk by hedging

These tactics distort the individual evaluation process and are prohibited to ensure fairness across the platform.

Are Expert Advisors Allowed?

The use of third-party EAs, algorithms, or trading bots is prohibited. Traders are encouraged to develop their custom strategies within the platform's guidelines. Only first-party automated tools are supported to maintain fairness among users.

Profibited Strategies

The platform does not support high-risk trading behaviors or speculative approaches. These include:

• One-Sided Bets: Taking positions in a single direction without adequate analysis, often leading to excessive exposure;
• Grid Trading: Relying on price fluctuations by placing buy and sell orders at fixed intervals without considering market conditions;
• Overleveraging: Exceeding the allowable lot size for your account type in one trade, increasing the likelihood of significant risk and potential account wipeout;
• Gambling: Engaging in trades without strategy or analysis, placing random positions or risking large portions of the account;
• Martingale: Doubling down after losses in an attempt to recover or amplify profits. For Instant Funding accounts, traders may add to losing positions, but they should avoid continuously doubling lot sizes after each loss;

Its also worth noting that copy trading is banned in this prop firm.

Prohibited Strategies:

• High-Frequency Trading (HFT): Holding trades for 60 seconds or less, or executing an unusually high number of trades per hour. This leads to unfair advantages and is prohibited on the platform;
• Unethical Practices: Including latency arbitrage, tick scalping, and account arbitrage, all of which are considered unfair practices that manipulate the system.

News Trading Rules

Trading within 4 minutes before or after a major news event is prohibited. Such trades may lead to unpredictable outcomes that do not align with responsible trading practices.

This rule applies only to instruments directly impacted by the news event. Trades that are opened before the news event and closed afterward are allowed.

The rule also does not apply to accounts with the major news trading add-on or to the challenge phases (one and two) of any trading challenge.

Full details about the events affected by this rule are available. Examples of such events include major macroeconomic announcements and high-impact news releases (such as Non-Farm Payrolls, CPI, FOMC, and interest rate decisions).

Trading Platforms

Instant Funding primarily supports 3 trading platforms unfamiliar to some traders, but good enough for trading:

• DXtrade: accessible through the web, no need for an account number, no mobile application;
• cTrader: A trading platform with access to indicators and other market tools;
• MetaTrader 5: Available for Windows, Android, iOS, and WebTrader.

What Instruments & Symbols Can I Trade?

Instant Funding offers a diverse range of tradable instruments, providing the option to pass challenges with different assets:

• Forex: Major and minor currency pairs
• Commodities: Gold, silver, oil, and more
• Indices: US30, US100, IK100 ASX200, etc.
• Cryptocurrencies: Bitcoin, Ethereum, and Litecoin

This firm offers over 40 trading assets.

Payment Methods

For payouts, "Instant Funding" supports only 1 method and it's through Rise. Users need to sign up on this platform in order to use it. The choice limit to only one option might be a big obstacle for many traders. However, they have 2 options for the asset type. Both of these are done via Rise:

• Crypto
• Bank transfer

Here's the Instant Funding payout schedule:

• One-Phase & Two-Phase: Eligible for on-demand payouts immediately after funding
• Instant Funding Program: First payout 14 days after your initial trade, then weekly thereafter

Commission & Costs

Paying attention to commission and fees on a prop firm is necessary since it could cause additional costs. Here's what you need to know about Instant Funding's fees:

• One-time Account Fee: Varies based on account size and type
• Commissions: Round turn commissions apply, varying by asset class, starting from $1 per lot for cryptocurrencies
• Payout Fees: May apply depending on the chosen payout method

Here are the commissions of various instruments in Raw spread accounts in Instant Funding:

• Forex: $5/lot
• Metals: $2/lot
• Commodities: $2/lot
• Indices: ~$2/lot
• Crypto: $1/lot

Does Instant Funding Offer Vast Educational Resources?

While Instant Funding's primary focus is on providing trading capital, they do offer some educational resources to support their traders:

• Blog Articles: Covering various trading topics and market analysis
• Webinars: Occasional online sessions with trading experts, tutorial videos
• FAQ Section: Comprehensive answers to common trading questions

However, compared to some traditional prop firms, Instant Funding's educational offerings are not as extensive. They prioritize rapid access to capital over comprehensive trader development programs. Traders looking for in-depth educational resources might need to supplement with external sources.

Trust Scores

Trust is paramount in the prop trading industry, and "Instant Funding" has built a solid reputation. In this section, we discuss its score on the Trustpilot platform.

• Users Rating: 4.6 out of 5, over 1,500 reviews
• Around 85% of scores are 5
• About 9% of the ratings are 4
• Less than 1% for each of 3 and 2
• And around 4% of ratings are 1

According to Trustpilot's data, the firm's team responds to negative comments within less than a month. However, in the last 12 months, Instant Funding has only replied to 7 out of 72 negative reviews.

Customer Support

A prop firm without quality customer service is not recommended at all, as it is a vital part of every financial firm and platform. Instant Funding provides a limited range of channels and ways for contacting support:

• 24/7 Live Chat: Available for general inquiries, with typical response times under a minute (claimed by the official website)
• Email Support: [support@instantfunding.io] - For account-specific questions, with responses usually within 24 hours

We didn't find any phone number on their official website.

Social Media Channels

Staying connected with their trader community is a priority for Instant Funding. They maintain several active pages on social media platforms:

• Discord
• X
• Telegram
• Instagram
• Youtube
• TikTok
• Linkedin

Comparing Instant Funding with Other Prop Firms

Comparing Instant Funding services with other famous prop firms will help you understand the pros and cons of trading with this platform.

Expert Suggestions

Instant Funding process weekly payout and offers a 90% profit split to trade 40+ assets. 3 Trading platforms [MetaTrader 5, DXTrade, cTrader] are available to use in Instant Funding. On the contrary, some strategies, including news trading, are not allowed in this prop.